paybook
2026 · MA122 · Basic Allowance for Housing

Worcester, MA BAH, 2026

An E-5 stationed here gets $2,919 a month with dependents and $2,523 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,787$2,286+$48
E-2$2,787$2,286+$48
E-3$2,787$2,286+$48
E-4$2,787$2,286+$48
E-5$2,919$2,523+$57
E-6$3,390$2,664+$39
E-7$3,525$2,790+$99
E-8$3,669$3,018+$171
E-9$3,909$3,156+$192
W-1$3,411$2,754+$39
W-2$3,582$3,015+$126
W-3$3,759$3,174+$210
W-4$3,963$3,417+$180
W-5$4,212$3,555+$150
O-1E$3,549$2,916+$117
O-2E$3,732$3,123+$198
O-3E$4,002$3,384+$180
O-1$2,982$2,652+$57
O-2$3,387$2,880+$39
O-3$3,756$3,219+$210
O-4$4,296$3,528+$132
O-5$4,686$3,606+$81
O-6$4,725$3,738+$78
O-7$4,761$3,804+$75
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MA122).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,787$476.95$5,671.15
E-3over 2$3,015.00$2,787$476.95$6,278.95
E-4over 3$3,482.40$2,787$476.95$6,746.35
E-5over 6$4,110.00$2,919$476.95$7,505.95
E-6over 10$4,759.50$3,390$476.95$8,626.45
E-7over 14$5,835.00$3,525$476.95$9,836.95
E-8over 18$6,811.20$3,669$476.95$10,957.15
E-9over 22$8,423.10$3,909$476.95$12,809.05
W-2over 10$6,282.60$3,582$328.48$10,193.08
O-1under 2$4,150.20$2,982$328.48$7,460.68
O-2over 2$5,446.20$3,387$328.48$9,161.68
O-3over 6$7,737.00$3,756$328.48$11,821.48
O-4over 12$9,888.30$4,296$328.48$14,512.78
O-5over 18$11,713.80$4,686$328.48$16,728.28
O-6over 24$14,479.20$4,725$328.48$19,532.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas