paybook
2026 · NC186 · Basic Allowance for Housing

Wilmington, NC BAH, 2026

An E-5 stationed here gets $2,040 a month with dependents and $1,701 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,932$1,491−$39
E-2$1,932$1,491−$39
E-3$1,932$1,491−$39
E-4$1,932$1,491−$39
E-5$2,040$1,701−$30
E-6$2,502$1,878−$3
E-7$2,547$1,932−$3
E-8$2,595$2,136+$6
E-9$2,736$2,271+$6
W-1$2,523$1,905−$3
W-2$2,568$2,133+$3
W-3$2,631$2,289+$9
W-4$2,775$2,508same
W-5$2,958$2,559−$9
O-1E$2,553$2,037same
O-2E$2,619$2,241+$6
O-3E$2,805$2,496+$3
O-1$2,100$1,818−$27
O-2$2,496$2,007−$6
O-3$2,628$2,334+$9
O-4$3,018$2,541−$15
O-5$3,303$2,565−$24
O-6$3,327$2,607−$30
O-7$3,351$2,652−$33
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NC186).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,932$476.95$4,816.15
E-3over 2$3,015.00$1,932$476.95$5,423.95
E-4over 3$3,482.40$1,932$476.95$5,891.35
E-5over 6$4,110.00$2,040$476.95$6,626.95
E-6over 10$4,759.50$2,502$476.95$7,738.45
E-7over 14$5,835.00$2,547$476.95$8,858.95
E-8over 18$6,811.20$2,595$476.95$9,883.15
E-9over 22$8,423.10$2,736$476.95$11,636.05
W-2over 10$6,282.60$2,568$328.48$9,179.08
O-1under 2$4,150.20$2,100$328.48$6,578.68
O-2over 2$5,446.20$2,496$328.48$8,270.68
O-3over 6$7,737.00$2,628$328.48$10,693.48
O-4over 12$9,888.30$3,018$328.48$13,234.78
O-5over 18$11,713.80$3,303$328.48$15,345.28
O-6over 24$14,479.20$3,327$328.48$18,134.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas