paybook
2026 · NM209 · Basic Allowance for Housing

White Sands Mr/Las Cruces, NM BAH, 2026

An E-5 stationed here gets $1,701 a month with dependents and $1,275 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,503$1,155−$30
E-2$1,503$1,155−$30
E-3$1,503$1,155−$30
E-4$1,503$1,155−$30
E-5$1,701$1,275−$51
E-6$1,929$1,443−$9
E-7$1,983$1,509+$3
E-8$2,043$1,752+$18
E-9$2,127$1,809+$27
W-1$1,944$1,458−$12
W-2$2,007$1,749+$9
W-3$2,085$1,821+$27
W-4$2,142$1,932+$21
W-5$2,220$1,995+$18
O-1E$1,989$1,698+$6
O-2E$2,070$1,797+$21
O-3E$2,154$1,917+$24
O-1$1,737$1,302−$45
O-2$1,926$1,638−$9
O-3$2,082$1,842+$27
O-4$2,241$1,977+$18
O-5$2,358$2,007+$18
O-6$2,376$2,061+$18
O-7$2,388$2,094+$12
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NM209).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,503$476.95$4,387.15
E-3over 2$3,015.00$1,503$476.95$4,994.95
E-4over 3$3,482.40$1,503$476.95$5,462.35
E-5over 6$4,110.00$1,701$476.95$6,287.95
E-6over 10$4,759.50$1,929$476.95$7,165.45
E-7over 14$5,835.00$1,983$476.95$8,294.95
E-8over 18$6,811.20$2,043$476.95$9,331.15
E-9over 22$8,423.10$2,127$476.95$11,027.05
W-2over 10$6,282.60$2,007$328.48$8,618.08
O-1under 2$4,150.20$1,737$328.48$6,215.68
O-2over 2$5,446.20$1,926$328.48$7,700.68
O-3over 6$7,737.00$2,082$328.48$10,147.48
O-4over 12$9,888.30$2,241$328.48$12,457.78
O-5over 18$11,713.80$2,358$328.48$14,400.28
O-6over 24$14,479.20$2,376$328.48$17,183.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas