2026 · TX415 · Basic Allowance for Housing
Waco, TX BAH, 2026
An E-5 stationed here gets $1,755 a month with dependents and $1,440 without. BAH is tax-free and paid on top of basic pay.
| Grade | With dependents | Without | vs 2025 (with) |
|---|---|---|---|
| E-1 | $1,617 | $1,404 | +$3 |
| E-2 | $1,617 | $1,404 | +$3 |
| E-3 | $1,617 | $1,404 | +$3 |
| E-4 | $1,617 | $1,404 | +$3 |
| E-5 | $1,755 | $1,440 | +$9 |
| E-6 | $2,097 | $1,572 | +$39 |
| E-7 | $2,199 | $1,650 | +$33 |
| E-8 | $2,310 | $1,830 | +$33 |
| E-9 | $2,496 | $1,926 | +$42 |
| W-1 | $2,118 | $1,590 | +$42 |
| W-2 | $2,244 | $1,827 | +$33 |
| W-3 | $2,382 | $1,938 | +$30 |
| W-4 | $2,538 | $2,118 | +$45 |
| W-5 | $2,730 | $2,223 | +$69 |
| O-1E | $2,217 | $1,752 | +$36 |
| O-2E | $2,361 | $1,902 | +$27 |
| O-3E | $2,568 | $2,091 | +$51 |
| O-1 | $1,803 | $1,473 | +$12 |
| O-2 | $2,094 | $1,713 | +$39 |
| O-3 | $2,379 | $1,971 | +$30 |
| O-4 | $2,793 | $2,199 | +$75 |
| O-5 | $3,093 | $2,319 | +$114 |
| O-6 | $3,117 | $2,361 | +$114 |
| O-7 | $3,138 | $2,400 | +$111 |
See full pay here with basic pay and BAS
01 · Total monthly pay here
| Rank | Years | Basic pay | BAH | BAS | Total a month |
|---|---|---|---|---|---|
| E-1 | under 2 | $2,407.20 | $1,617 | $476.95 | $4,501.15 |
| E-3 | over 2 | $3,015.00 | $1,617 | $476.95 | $5,108.95 |
| E-4 | over 3 | $3,482.40 | $1,617 | $476.95 | $5,576.35 |
| E-5 | over 6 | $4,110.00 | $1,755 | $476.95 | $6,341.95 |
| E-6 | over 10 | $4,759.50 | $2,097 | $476.95 | $7,333.45 |
| E-7 | over 14 | $5,835.00 | $2,199 | $476.95 | $8,510.95 |
| E-8 | over 18 | $6,811.20 | $2,310 | $476.95 | $9,598.15 |
| E-9 | over 22 | $8,423.10 | $2,496 | $476.95 | $11,396.05 |
| W-2 | over 10 | $6,282.60 | $2,244 | $328.48 | $8,855.08 |
| O-1 | under 2 | $4,150.20 | $1,803 | $328.48 | $6,281.68 |
| O-2 | over 2 | $5,446.20 | $2,094 | $328.48 | $7,868.68 |
| O-3 | over 6 | $7,737.00 | $2,379 | $328.48 | $10,444.48 |
| O-4 | over 12 | $9,888.30 | $2,793 | $328.48 | $13,009.78 |
| O-5 | over 18 | $11,713.80 | $3,093 | $328.48 | $15,135.28 |
| O-6 | over 24 | $14,479.20 | $3,117 | $328.48 | $17,924.68 |
02 · Where this rate applies
Counties
- McLennan County, TX
ZIP codes (33)
76524 76557 76624 76630 76633 76638 76640 76643 76654 76655 76657 76664 76682 76684 76689 76691 76701 76702 76703 76704 76705 76706 76707 76708 76710 76711 76712 76714 76715 76716 76797 76798 76799
BAH follows ZIP codes, so an area can cover part of a county. All housing areas