paybook
2026 · NJ203 · Basic Allowance for Housing

Trenton, NJ BAH, 2026

An E-5 stationed here gets $3,465 a month with dependents and $2,760 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,210$2,409+$138
E-2$3,210$2,409+$138
E-3$3,210$2,409+$138
E-4$3,210$2,409+$138
E-5$3,465$2,760+$123
E-6$3,972$2,982+$201
E-7$4,116$3,219+$240
E-8$4,269$3,570+$288
E-9$4,521$3,720+$330
W-1$3,996$3,129+$204
W-2$4,179$3,567+$258
W-3$4,365$3,738+$312
W-4$4,578$4,002+$333
W-5$4,836$4,149+$360
O-1E$4,143$3,462+$252
O-2E$4,338$3,687+$303
O-3E$4,620$3,966+$342
O-1$3,531$2,952+$132
O-2$3,969$3,384+$201
O-3$4,362$3,786+$312
O-4$4,926$4,119+$369
O-5$5,334$4,203+$414
O-6$5,379$4,344+$414
O-7$5,424$4,422+$417
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NJ203).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,210$476.95$6,094.15
E-3over 2$3,015.00$3,210$476.95$6,701.95
E-4over 3$3,482.40$3,210$476.95$7,169.35
E-5over 6$4,110.00$3,465$476.95$8,051.95
E-6over 10$4,759.50$3,972$476.95$9,208.45
E-7over 14$5,835.00$4,116$476.95$10,427.95
E-8over 18$6,811.20$4,269$476.95$11,557.15
E-9over 22$8,423.10$4,521$476.95$13,421.05
W-2over 10$6,282.60$4,179$328.48$10,790.08
O-1under 2$4,150.20$3,531$328.48$8,009.68
O-2over 2$5,446.20$3,969$328.48$9,743.68
O-3over 6$7,737.00$4,362$328.48$12,427.48
O-4over 12$9,888.30$4,926$328.48$15,142.78
O-5over 18$11,713.80$5,334$328.48$17,376.28
O-6over 24$14,479.20$5,379$328.48$20,186.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas