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2026 · MI146 · Basic Allowance for Housing

Traverse City, MI BAH, 2026

An E-5 stationed here gets $2,070 a month with dependents and $1,896 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,037$1,716+$186
E-2$2,037$1,716+$186
E-3$2,037$1,716+$186
E-4$2,037$1,716+$186
E-5$2,070$1,896+$186
E-6$2,802$2,103+$333
E-7$2,901$2,175+$312
E-8$3,003$2,253+$291
E-9$3,123$2,439+$240
W-1$2,823$2,118+$333
W-2$2,943$2,214+$303
W-3$3,072$2,463+$279
W-4$3,141$2,820+$219
W-5$3,231$2,922+$153
O-1E$2,916$2,187+$309
O-2E$3,051$2,388+$279
O-3E$3,156$2,796+$213
O-1$2,160$1,998+$201
O-2$2,793$2,178+$330
O-3$3,069$2,535+$282
O-4$3,255$2,898+$126
O-5$3,390$2,955+$21
O-6$3,417$3,051+$18
O-7$3,441$3,102+$15
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MI146).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,037$476.95$4,921.15
E-3over 2$3,015.00$2,037$476.95$5,528.95
E-4over 3$3,482.40$2,037$476.95$5,996.35
E-5over 6$4,110.00$2,070$476.95$6,656.95
E-6over 10$4,759.50$2,802$476.95$8,038.45
E-7over 14$5,835.00$2,901$476.95$9,212.95
E-8over 18$6,811.20$3,003$476.95$10,291.15
E-9over 22$8,423.10$3,123$476.95$12,023.05
W-2over 10$6,282.60$2,943$328.48$9,554.08
O-1under 2$4,150.20$2,160$328.48$6,638.68
O-2over 2$5,446.20$2,793$328.48$8,567.68
O-3over 6$7,737.00$3,069$328.48$11,134.48
O-4over 12$9,888.30$3,255$328.48$13,471.78
O-5over 18$11,713.80$3,390$328.48$15,432.28
O-6over 24$14,479.20$3,417$328.48$18,224.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas