2026 · OH232 · Basic Allowance for Housing

Toledo, OH BAH, 2026

An E-5 stationed here gets $2,031 a month with dependents and $1,524 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (OH232).
Grade	With dependents	Without	vs 2025 (with)
E-1	$1,758	$1,320	+$42
E-2	$1,758	$1,320	+$42
E-3	$1,758	$1,320	+$42
E-4	$1,758	$1,320	+$42
E-5	$2,031	$1,524	+$66
E-6	$2,166	$1,620	+$102
E-7	$2,184	$1,770	+$102
E-8	$2,193	$2,064	+$102
E-9	$2,283	$2,091	+$111
W-1	$2,181	$1,671	+$102
W-2	$2,190	$2,061	+$102
W-3	$2,202	$2,100	+$102
W-4	$2,319	$2,157	+$108
W-5	$2,490	$2,169	+$102
O-1E	$2,187	$2,028	+$102
O-2E	$2,196	$2,085	+$102
O-3E	$2,346	$2,154	+$108
O-1	$2,058	$1,545	+$72
O-2	$2,163	$1,944	+$102
O-3	$2,199	$2,112	+$102
O-4	$2,544	$2,160	+$96
O-5	$2,811	$2,172	+$90
O-6	$2,832	$2,175	+$87
O-7	$2,850	$2,196	+$84

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$1,758	$476.95	$4,642.15
E-3	over 2	$3,015.00	$1,758	$476.95	$5,249.95
E-4	over 3	$3,482.40	$1,758	$476.95	$5,717.35
E-5	over 6	$4,110.00	$2,031	$476.95	$6,617.95
E-6	over 10	$4,759.50	$2,166	$476.95	$7,402.45
E-7	over 14	$5,835.00	$2,184	$476.95	$8,495.95
E-8	over 18	$6,811.20	$2,193	$476.95	$9,481.15
E-9	over 22	$8,423.10	$2,283	$476.95	$11,183.05
W-2	over 10	$6,282.60	$2,190	$328.48	$8,801.08
O-1	under 2	$4,150.20	$2,058	$328.48	$6,536.68
O-2	over 2	$5,446.20	$2,163	$328.48	$7,937.68
O-3	over 6	$7,737.00	$2,199	$328.48	$10,264.48
O-4	over 12	$9,888.30	$2,544	$328.48	$12,760.78
O-5	over 18	$11,713.80	$2,811	$328.48	$14,853.28
O-6	over 24	$14,479.20	$2,832	$328.48	$17,639.68

02 · Where this rate applies

Counties

Lucas County, OH
Monroe County, MI
Wood County, OH

ZIP codes (90)

43402 43403 43405 43406 43413 43414 43434 43437 43441 43443 43447 43450 43451 43457 43460 43462 43463 43465 43466 43467 43504 43511 43522 43525 43528 43529 43537 43541 43542 43547 43551 43552 43558 43560 43565 43566 43569 43571 43601 43603 43604 43605 43606 43607 43608 43609 43610 43611 43612 43613 43614 43615 43616 43617 43619 43620 43623 43635 43652 43654 43656 43657 43659 43660 43661 43666 43667 43681 43682 43697 43699 44817 45872 48110 48117 48131 48133 48140 48144 48145 48157 48159 48161 48162 48166 48177 48179 48182 49267 49270

BAH follows ZIP codes, so an area can cover part of a county. All housing areas