paybook
2026 · MO164 · Basic Allowance for Housing

Springfield, MO BAH, 2026

An E-5 stationed here gets $1,389 a month with dependents and $1,167 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,293$1,146+$54
E-2$1,293$1,146+$54
E-3$1,293$1,146+$54
E-4$1,293$1,146+$54
E-5$1,389$1,167+$54
E-6$1,857$1,392+$114
E-7$1,908$1,431+$105
E-8$1,962$1,488+$102
E-9$2,103$1,623+$105
W-1$1,878$1,410+$114
W-2$1,932$1,485+$105
W-3$2,001$1,641+$99
W-4$2,142$1,863+$102
W-5$2,319$1,920+$111
O-1E$1,914$1,437+$108
O-2E$1,989$1,593+$99
O-3E$2,169$1,851+$108
O-1$1,452$1,194+$63
O-2$1,851$1,434+$111
O-3$1,998$1,686+$99
O-4$2,376$1,902+$111
O-5$2,649$1,986+$126
O-6$2,670$2,004+$126
O-7$2,685$2,013+$123
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MO164).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,293$476.95$4,177.15
E-3over 2$3,015.00$1,293$476.95$4,784.95
E-4over 3$3,482.40$1,293$476.95$5,252.35
E-5over 6$4,110.00$1,389$476.95$5,975.95
E-6over 10$4,759.50$1,857$476.95$7,093.45
E-7over 14$5,835.00$1,908$476.95$8,219.95
E-8over 18$6,811.20$1,962$476.95$9,250.15
E-9over 22$8,423.10$2,103$476.95$11,003.05
W-2over 10$6,282.60$1,932$328.48$8,543.08
O-1under 2$4,150.20$1,452$328.48$5,930.68
O-2over 2$5,446.20$1,851$328.48$7,625.68
O-3over 6$7,737.00$1,998$328.48$10,063.48
O-4over 12$9,888.30$2,376$328.48$12,592.78
O-5over 18$11,713.80$2,649$328.48$14,691.28
O-6over 24$14,479.20$2,670$328.48$17,477.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas