paybook
2026 · WI318 · Basic Allowance for Housing

Sparta/Fort Mccoy, WI BAH, 2026

An E-5 stationed here gets $1,395 a month with dependents and $1,290 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,380$1,173+$60
E-2$1,380$1,173+$60
E-3$1,380$1,173+$60
E-4$1,380$1,173+$60
E-5$1,395$1,290+$60
E-6$1,845$1,383+$51
E-7$1,875$1,407+$57
E-8$1,905$1,488+$78
E-9$1,971$1,620+$123
W-1$1,866$1,401+$51
W-2$1,887$1,485+$63
W-3$1,926$1,638+$90
W-4$1,989$1,848+$123
W-5$2,073$1,881+$132
O-1E$1,878$1,413+$57
O-2E$1,917$1,590+$87
O-3E$2,001$1,839+$126
O-1$1,455$1,362+$60
O-2$1,842$1,410+$51
O-3$1,923$1,680+$90
O-4$2,094$1,866+$132
O-5$2,223$1,884+$156
O-6$2,238$1,902+$153
O-7$2,250$1,932+$153
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (WI318).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,380$476.95$4,264.15
E-3over 2$3,015.00$1,380$476.95$4,871.95
E-4over 3$3,482.40$1,380$476.95$5,339.35
E-5over 6$4,110.00$1,395$476.95$5,981.95
E-6over 10$4,759.50$1,845$476.95$7,081.45
E-7over 14$5,835.00$1,875$476.95$8,186.95
E-8over 18$6,811.20$1,905$476.95$9,193.15
E-9over 22$8,423.10$1,971$476.95$10,871.05
W-2over 10$6,282.60$1,887$328.48$8,498.08
O-1under 2$4,150.20$1,455$328.48$5,933.68
O-2over 2$5,446.20$1,842$328.48$7,616.68
O-3over 6$7,737.00$1,923$328.48$9,988.48
O-4over 12$9,888.30$2,094$328.48$12,310.78
O-5over 18$11,713.80$2,223$328.48$14,265.28
O-6over 24$14,479.20$2,238$328.48$17,045.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

Counties

  • La Crosse County, WI
  • Monroe County, WI

ZIP codes (19)

54601 54602 54603 54614 54619 54620 54636 54638 54644 54648 54649 54650 54653 54656 54660 54662 54666 54669 54670

BAH follows ZIP codes, so an area can cover part of a county. All housing areas