paybook
2026 · SD265 · Basic Allowance for Housing

Sioux Falls, SD BAH, 2026

An E-5 stationed here gets $1,554 a month with dependents and $1,224 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,428$1,107+$18
E-2$1,428$1,107+$18
E-3$1,428$1,107+$18
E-4$1,428$1,107+$18
E-5$1,554$1,224+$12
E-6$2,025$1,518+$21
E-7$2,055$1,542+$18
E-8$2,085$1,653+$18
E-9$2,169$1,791+$21
W-1$2,046$1,536+$21
W-2$2,067$1,650+$18
W-3$2,109$1,809+$15
W-4$2,193$2,028+$21
W-5$2,307$2,061+$33
O-1E$2,058$1,551+$18
O-2E$2,100$1,758+$15
O-3E$2,211$2,019+$24
O-1$1,617$1,296+$12
O-2$2,022$1,545+$21
O-3$2,106$1,854+$15
O-4$2,340$2,046+$33
O-5$2,511$2,064+$51
O-6$2,529$2,085+$51
O-7$2,544$2,118+$48
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (SD265).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,428$476.95$4,312.15
E-3over 2$3,015.00$1,428$476.95$4,919.95
E-4over 3$3,482.40$1,428$476.95$5,387.35
E-5over 6$4,110.00$1,554$476.95$6,140.95
E-6over 10$4,759.50$2,025$476.95$7,261.45
E-7over 14$5,835.00$2,055$476.95$8,366.95
E-8over 18$6,811.20$2,085$476.95$9,373.15
E-9over 22$8,423.10$2,169$476.95$11,069.05
W-2over 10$6,282.60$2,067$328.48$8,678.08
O-1under 2$4,150.20$1,617$328.48$6,095.68
O-2over 2$5,446.20$2,022$328.48$7,796.68
O-3over 6$7,737.00$2,106$328.48$10,171.48
O-4over 12$9,888.30$2,340$328.48$12,556.78
O-5over 18$11,713.80$2,511$328.48$14,553.28
O-6over 24$14,479.20$2,529$328.48$17,336.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas