paybook
2026 · CA019 · Basic Allowance for Housing

San Francisco, CA BAH, 2026

An E-5 stationed here gets $5,127 a month with dependents and $4,086 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$4,764$3,573+$168
E-2$4,764$3,573+$168
E-3$4,764$3,573+$168
E-4$4,764$3,573+$168
E-5$5,127$4,086+$135
E-6$5,454$4,443+$168
E-7$5,490$4,782+$138
E-8$5,529$5,196+$108
E-9$5,799$5,286+$132
W-1$5,472$4,644+$168
W-2$5,505$5,193+$126
W-3$5,559$5,301+$90
W-4$5,892$5,454+$150
W-5$6,297$5,496+$222
O-1E$5,493$5,124+$135
O-2E$5,547$5,268+$90
O-3E$5,955$5,445+$162
O-1$5,172$4,401+$138
O-2$5,451$5,007+$168
O-3$5,556$5,331+$90
O-4$6,444$5,481+$252
O-5$7,089$5,499+$375
O-6$7,155$5,532+$378
O-7$7,215$5,634+$378
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (CA019).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$4,764$476.95$7,648.15
E-3over 2$3,015.00$4,764$476.95$8,255.95
E-4over 3$3,482.40$4,764$476.95$8,723.35
E-5over 6$4,110.00$5,127$476.95$9,713.95
E-6over 10$4,759.50$5,454$476.95$10,690.45
E-7over 14$5,835.00$5,490$476.95$11,801.95
E-8over 18$6,811.20$5,529$476.95$12,817.15
E-9over 22$8,423.10$5,799$476.95$14,699.05
W-2over 10$6,282.60$5,505$328.48$12,116.08
O-1under 2$4,150.20$5,172$328.48$9,650.68
O-2over 2$5,446.20$5,451$328.48$11,225.68
O-3over 6$7,737.00$5,556$328.48$13,621.48
O-4over 12$9,888.30$6,444$328.48$16,660.78
O-5over 18$11,713.80$7,089$328.48$19,131.28
O-6over 24$14,479.20$7,155$328.48$21,962.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas