paybook
2026 · CA038 · Basic Allowance for Housing

San Diego, CA BAH, 2026

An E-5 stationed here gets $3,975 a month with dependents and $3,147 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,666$2,763+$3
E-2$3,666$2,763+$3
E-3$3,666$2,763+$3
E-4$3,666$2,763+$3
E-5$3,975$3,147−$12
E-6$4,404$3,387+$9
E-7$4,446$3,678+$6
E-8$4,488$4,065+$3
E-9$4,671$4,188+$9
W-1$4,425$3,564+$12
W-2$4,464$4,062+$6
W-3$4,521$4,206+$3
W-4$4,731$4,410+$15
W-5$4,992$4,455+$33
O-1E$4,449$3,972+$6
O-2E$4,506$4,161−$3
O-3E$4,770$4,398+$18
O-1$4,032$3,351−$9
O-2$4,401$3,873+$9
O-3$4,518$4,248+$3
O-4$5,082$4,440+$39
O-5$5,493$4,458+$72
O-6$5,541$4,494+$69
O-7$5,586$4,575+$69
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (CA038).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,666$476.95$6,550.15
E-3over 2$3,015.00$3,666$476.95$7,157.95
E-4over 3$3,482.40$3,666$476.95$7,625.35
E-5over 6$4,110.00$3,975$476.95$8,561.95
E-6over 10$4,759.50$4,404$476.95$9,640.45
E-7over 14$5,835.00$4,446$476.95$10,757.95
E-8over 18$6,811.20$4,488$476.95$11,776.15
E-9over 22$8,423.10$4,671$476.95$13,571.05
W-2over 10$6,282.60$4,464$328.48$11,075.08
O-1under 2$4,150.20$4,032$328.48$8,510.68
O-2over 2$5,446.20$4,401$328.48$10,175.68
O-3over 6$7,737.00$4,518$328.48$12,583.48
O-4over 12$9,888.30$5,082$328.48$15,298.78
O-5over 18$11,713.80$5,493$328.48$17,535.28
O-6over 24$14,479.20$5,541$328.48$20,348.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas