paybook
2026 · TX285 · Basic Allowance for Housing

San Antonio, TX BAH, 2026

An E-5 stationed here gets $1,869 a month with dependents and $1,500 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,728$1,359−$63
E-2$1,728$1,359−$63
E-3$1,728$1,359−$63
E-4$1,728$1,359−$63
E-5$1,869$1,500−$66
E-6$2,094$1,596−$60
E-7$2,112$1,731−$60
E-8$2,121$1,920−$60
E-9$2,157$1,977−$51
W-1$2,109$1,692−$60
W-2$2,118$1,917−$60
W-3$2,130$1,986−$60
W-4$2,178$2,085−$51
W-5$2,280$2,097−$36
O-1E$2,115$1,866−$60
O-2E$2,124$1,965−$60
O-3E$2,196$2,082−$42
O-1$1,905$1,584−$63
O-2$2,091$1,827−$60
O-3$2,127$2,007−$60
O-4$2,307$2,088−$33
O-5$2,457$2,100−$9
O-6$2,475$2,103−$12
O-7$2,490$2,112−$15
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (TX285).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,728$476.95$4,612.15
E-3over 2$3,015.00$1,728$476.95$5,219.95
E-4over 3$3,482.40$1,728$476.95$5,687.35
E-5over 6$4,110.00$1,869$476.95$6,455.95
E-6over 10$4,759.50$2,094$476.95$7,330.45
E-7over 14$5,835.00$2,112$476.95$8,423.95
E-8over 18$6,811.20$2,121$476.95$9,409.15
E-9over 22$8,423.10$2,157$476.95$11,057.05
W-2over 10$6,282.60$2,118$328.48$8,729.08
O-1under 2$4,150.20$1,905$328.48$6,383.68
O-2over 2$5,446.20$2,091$328.48$7,865.68
O-3over 6$7,737.00$2,127$328.48$10,192.48
O-4over 12$9,888.30$2,307$328.48$12,523.78
O-5over 18$11,713.80$2,457$328.48$14,499.28
O-6over 24$14,479.20$2,475$328.48$17,282.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas