2026 · MI156 · Basic Allowance for Housing
Saginaw, MI BAH, 2026
An E-5 stationed here gets $1,503 a month with dependents and $1,128 without. BAH is tax-free and paid on top of basic pay.
| Grade | With dependents | Without | vs 2025 (with) |
|---|---|---|---|
| E-1 | $1,329 | $1,080 | −$6 |
| E-2 | $1,329 | $1,080 | −$6 |
| E-3 | $1,329 | $1,080 | −$6 |
| E-4 | $1,329 | $1,080 | −$6 |
| E-5 | $1,503 | $1,128 | +$6 |
| E-6 | $1,749 | $1,311 | +$3 |
| E-7 | $1,782 | $1,338 | +$3 |
| E-8 | $1,818 | $1,560 | same |
| E-9 | $1,869 | $1,623 | +$15 |
| W-1 | $1,767 | $1,326 | +$6 |
| W-2 | $1,797 | $1,557 | same |
| W-3 | $1,845 | $1,635 | −$3 |
| W-4 | $1,878 | $1,749 | +$18 |
| W-5 | $1,929 | $1,788 | +$42 |
| O-1E | $1,785 | $1,500 | +$3 |
| O-2E | $1,833 | $1,608 | −$6 |
| O-3E | $1,887 | $1,740 | +$24 |
| O-1 | $1,542 | $1,158 | +$9 |
| O-2 | $1,746 | $1,449 | +$3 |
| O-3 | $1,842 | $1,656 | −$3 |
| O-4 | $1,938 | $1,773 | +$48 |
| O-5 | $2,007 | $1,791 | +$90 |
| O-6 | $2,022 | $1,821 | +$90 |
| O-7 | $2,031 | $1,848 | +$87 |
See full pay here with basic pay and BAS
01 · Total monthly pay here
| Rank | Years | Basic pay | BAH | BAS | Total a month |
|---|---|---|---|---|---|
| E-1 | under 2 | $2,407.20 | $1,329 | $476.95 | $4,213.15 |
| E-3 | over 2 | $3,015.00 | $1,329 | $476.95 | $4,820.95 |
| E-4 | over 3 | $3,482.40 | $1,329 | $476.95 | $5,288.35 |
| E-5 | over 6 | $4,110.00 | $1,503 | $476.95 | $6,089.95 |
| E-6 | over 10 | $4,759.50 | $1,749 | $476.95 | $6,985.45 |
| E-7 | over 14 | $5,835.00 | $1,782 | $476.95 | $8,093.95 |
| E-8 | over 18 | $6,811.20 | $1,818 | $476.95 | $9,106.15 |
| E-9 | over 22 | $8,423.10 | $1,869 | $476.95 | $10,769.05 |
| W-2 | over 10 | $6,282.60 | $1,797 | $328.48 | $8,408.08 |
| O-1 | under 2 | $4,150.20 | $1,542 | $328.48 | $6,020.68 |
| O-2 | over 2 | $5,446.20 | $1,746 | $328.48 | $7,520.68 |
| O-3 | over 6 | $7,737.00 | $1,842 | $328.48 | $9,907.48 |
| O-4 | over 12 | $9,888.30 | $1,938 | $328.48 | $12,154.78 |
| O-5 | over 18 | $11,713.80 | $2,007 | $328.48 | $14,049.28 |
| O-6 | over 24 | $14,479.20 | $2,022 | $328.48 | $16,829.68 |
02 · Where this rate applies
Counties
- Bay County, MI
- Saginaw County, MI
ZIP codes (35)
48415 48417 48601 48602 48603 48604 48605 48606 48607 48608 48609 48611 48613 48614 48616 48623 48626 48631 48634 48637 48638 48649 48650 48655 48663 48706 48707 48708 48710 48722 48724 48732 48734 48747 48787
BAH follows ZIP codes, so an area can cover part of a county. All housing areas