paybook
2026 · ZZ820 · Basic Allowance for Housing

BAH for rural county group 820, 2026

An E-5 stationed here gets $2,160 a month with dependents and $1,764 without. BAH is tax-free and paid on top of basic pay. This rate covers rural places outside a named housing area with similar housing costs.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,016$1,587+$183
E-2$2,016$1,587+$183
E-3$2,016$1,587+$183
E-4$2,016$1,587+$183
E-5$2,160$1,764+$195
E-6$2,490$1,881+$216
E-7$2,577$2,019+$225
E-8$2,670$2,232+$234
E-9$2,817$2,322+$246
W-1$2,508$1,977+$216
W-2$2,616$2,229+$228
W-3$2,733$2,337+$240
W-4$2,847$2,505+$246
W-5$2,988$2,598+$252
O-1E$2,592$2,157+$231
O-2E$2,715$2,301+$237
O-3E$2,868$2,481+$249
O-1$2,208$1,866+$198
O-2$2,487$2,118+$216
O-3$2,730$2,367+$240
O-4$3,033$2,574+$252
O-5$3,255$2,625+$267
O-6$3,279$2,712+$267
O-7$3,303$2,757+$267
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (ZZ820).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,016$476.95$4,900.15
E-3over 2$3,015.00$2,016$476.95$5,507.95
E-4over 3$3,482.40$2,016$476.95$5,975.35
E-5over 6$4,110.00$2,160$476.95$6,746.95
E-6over 10$4,759.50$2,490$476.95$7,726.45
E-7over 14$5,835.00$2,577$476.95$8,888.95
E-8over 18$6,811.20$2,670$476.95$9,958.15
E-9over 22$8,423.10$2,817$476.95$11,717.05
W-2over 10$6,282.60$2,616$328.48$9,227.08
O-1under 2$4,150.20$2,208$328.48$6,686.68
O-2over 2$5,446.20$2,487$328.48$8,261.68
O-3over 6$7,737.00$2,730$328.48$10,795.48
O-4over 12$9,888.30$3,033$328.48$13,249.78
O-5over 18$11,713.80$3,255$328.48$15,297.28
O-6over 24$14,479.20$3,279$328.48$18,086.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

All housing areas