paybook
2026 · ZZ740 · Basic Allowance for Housing

BAH for rural county group 740, 2026

An E-5 stationed here gets $1,590 a month with dependents and $1,290 without. BAH is tax-free and paid on top of basic pay. This rate covers rural places outside a named housing area with similar housing costs.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,476$1,179−$57
E-2$1,476$1,179−$57
E-3$1,476$1,179−$57
E-4$1,476$1,179−$57
E-5$1,590$1,290−$57
E-6$1,896$1,419−$45
E-7$1,968$1,476−$48
E-8$2,049$1,656−$42
E-9$2,166$1,740−$48
W-1$1,914$1,449−$45
W-2$2,001$1,653−$45
W-3$2,100$1,752−$45
W-4$2,193$1,908−$51
W-5$2,307$1,986−$60
O-1E$1,980$1,587−$42
O-2E$2,085$1,719−$48
O-3E$2,211$1,887−$51
O-1$1,632$1,359−$57
O-2$1,893$1,554−$45
O-3$2,097$1,782−$45
O-4$2,343$1,965−$63
O-5$2,520$2,007−$72
O-6$2,538$2,079−$75
O-7$2,553$2,112−$78
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (ZZ740).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,476$476.95$4,360.15
E-3over 2$3,015.00$1,476$476.95$4,967.95
E-4over 3$3,482.40$1,476$476.95$5,435.35
E-5over 6$4,110.00$1,590$476.95$6,176.95
E-6over 10$4,759.50$1,896$476.95$7,132.45
E-7over 14$5,835.00$1,968$476.95$8,279.95
E-8over 18$6,811.20$2,049$476.95$9,337.15
E-9over 22$8,423.10$2,166$476.95$11,066.05
W-2over 10$6,282.60$2,001$328.48$8,612.08
O-1under 2$4,150.20$1,632$328.48$6,110.68
O-2over 2$5,446.20$1,893$328.48$7,667.68
O-3over 6$7,737.00$2,097$328.48$10,162.48
O-4over 12$9,888.30$2,343$328.48$12,559.78
O-5over 18$11,713.80$2,520$328.48$14,562.28
O-6over 24$14,479.20$2,538$328.48$17,345.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

All housing areas