paybook
2026 · ZZ720 · Basic Allowance for Housing

BAH for rural county group 720, 2026

An E-5 stationed here gets $1,536 a month with dependents and $1,245 without. BAH is tax-free and paid on top of basic pay. This rate covers rural places outside a named housing area with similar housing costs.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,425$1,143−$36
E-2$1,425$1,143−$36
E-3$1,425$1,143−$36
E-4$1,425$1,143−$36
E-5$1,536$1,245−$33
E-6$1,839$1,377−$24
E-7$1,911$1,434−$24
E-8$1,989$1,602−$21
E-9$2,106$1,686−$24
W-1$1,857$1,398−$24
W-2$1,944$1,599−$21
W-3$2,043$1,698−$21
W-4$2,130$1,851−$30
W-5$2,244$1,929−$36
O-1E$1,923$1,533−$21
O-2E$2,025$1,665−$24
O-3E$2,148$1,830−$27
O-1$1,578$1,311−$33
O-2$1,836$1,503−$24
O-3$2,040$1,725−$21
O-4$2,277$1,908−$39
O-5$2,451$1,947−$45
O-6$2,466$2,019−$51
O-7$2,481$2,052−$54
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (ZZ720).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,425$476.95$4,309.15
E-3over 2$3,015.00$1,425$476.95$4,916.95
E-4over 3$3,482.40$1,425$476.95$5,384.35
E-5over 6$4,110.00$1,536$476.95$6,122.95
E-6over 10$4,759.50$1,839$476.95$7,075.45
E-7over 14$5,835.00$1,911$476.95$8,222.95
E-8over 18$6,811.20$1,989$476.95$9,277.15
E-9over 22$8,423.10$2,106$476.95$11,006.05
W-2over 10$6,282.60$1,944$328.48$8,555.08
O-1under 2$4,150.20$1,578$328.48$6,056.68
O-2over 2$5,446.20$1,836$328.48$7,610.68
O-3over 6$7,737.00$2,040$328.48$10,105.48
O-4over 12$9,888.30$2,277$328.48$12,493.78
O-5over 18$11,713.80$2,451$328.48$14,493.28
O-6over 24$14,479.20$2,466$328.48$17,273.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

All housing areas