2026 · ZZ640 · Basic Allowance for Housing
BAH for rural county group 640, 2026
An E-5 stationed here gets $1,434 a month with dependents and $1,161 without. BAH is tax-free and paid on top of basic pay. This rate covers rural places outside a named housing area with similar housing costs.
| Grade | With dependents | Without | vs 2025 (with) |
|---|---|---|---|
| E-1 | $1,329 | $1,071 | +$3 |
| E-2 | $1,329 | $1,071 | +$3 |
| E-3 | $1,329 | $1,071 | +$3 |
| E-4 | $1,329 | $1,071 | +$3 |
| E-5 | $1,434 | $1,161 | +$6 |
| E-6 | $1,734 | $1,299 | +$18 |
| E-7 | $1,803 | $1,353 | +$18 |
| E-8 | $1,878 | $1,500 | +$18 |
| E-9 | $1,992 | $1,581 | +$18 |
| W-1 | $1,752 | $1,314 | +$18 |
| W-2 | $1,833 | $1,497 | +$15 |
| W-3 | $1,929 | $1,593 | +$18 |
| W-4 | $2,013 | $1,746 | +$12 |
| W-5 | $2,124 | $1,821 | +$9 |
| O-1E | $1,815 | $1,431 | +$21 |
| O-2E | $1,914 | $1,563 | +$18 |
| O-3E | $2,031 | $1,725 | +$15 |
| O-1 | $1,476 | $1,221 | +$6 |
| O-2 | $1,731 | $1,404 | +$18 |
| O-3 | $1,926 | $1,623 | +$18 |
| O-4 | $2,154 | $1,800 | +$3 |
| O-5 | $2,319 | $1,839 | −$6 |
| O-6 | $2,337 | $1,908 | −$6 |
| O-7 | $2,349 | $1,938 | −$9 |
See full pay here with basic pay and BAS
01 · Total monthly pay here
| Rank | Years | Basic pay | BAH | BAS | Total a month |
|---|---|---|---|---|---|
| E-1 | under 2 | $2,407.20 | $1,329 | $476.95 | $4,213.15 |
| E-3 | over 2 | $3,015.00 | $1,329 | $476.95 | $4,820.95 |
| E-4 | over 3 | $3,482.40 | $1,329 | $476.95 | $5,288.35 |
| E-5 | over 6 | $4,110.00 | $1,434 | $476.95 | $6,020.95 |
| E-6 | over 10 | $4,759.50 | $1,734 | $476.95 | $6,970.45 |
| E-7 | over 14 | $5,835.00 | $1,803 | $476.95 | $8,114.95 |
| E-8 | over 18 | $6,811.20 | $1,878 | $476.95 | $9,166.15 |
| E-9 | over 22 | $8,423.10 | $1,992 | $476.95 | $10,892.05 |
| W-2 | over 10 | $6,282.60 | $1,833 | $328.48 | $8,444.08 |
| O-1 | under 2 | $4,150.20 | $1,476 | $328.48 | $5,954.68 |
| O-2 | over 2 | $5,446.20 | $1,731 | $328.48 | $7,505.68 |
| O-3 | over 6 | $7,737.00 | $1,926 | $328.48 | $9,991.48 |
| O-4 | over 12 | $9,888.30 | $2,154 | $328.48 | $12,370.78 |
| O-5 | over 18 | $11,713.80 | $2,319 | $328.48 | $14,361.28 |
| O-6 | over 24 | $14,479.20 | $2,337 | $328.48 | $17,144.68 |
02 · Where this rate applies
Counties in this group (57)
- Allegany County, NY
- Aurora County, SD
- Avery County, NC
- Bledsoe County, TN
- Boyd County, KY
- Brule County, SD
- Buchanan County, IA
- Calhoun County, FL
- Carroll County, VA
- Cass County, IA
- Cattaraugus County, NY
- Cochran County, TX
- Colbert County, AL
- Crawford County, IL
- Dawson County, NE
- Day County, SD
- Faribault County, MN
- Foard County, TX
- Franklin County, GA
- Galax city, VA
- Garvin County, OK
- Gray County, TX
- Greene County, TN
- Greenup County, KY
- Houston County, TN
- Humboldt County, IA
- Jefferson County, IL
- Jefferson County, IN
- Juniata County, PA
- Lake of the Woods County, MN
- Lamar County, TX
- Lauderdale County, AL
- Lawrence County, OH
- Lincoln County, GA
- Livingston County, IL
- Logan County, OH
- Marshall County, MN
- Mason County, IL
- McNairy County, TN
- Morgan County, TN
- Moultrie County, IL
- Oscoda County, MI
- Perry County, IN
- Plymouth County, IA
- Putnam County, IL
- Raleigh County, WV
- Richmond County, NC
- Ripley County, IN
- Roberts County, TX
- Sanborn County, SD
- Tillman County, OK
- Trempealeau County, WI
- Upson County, GA
- Washington County, AL
- Wayne County, WV
- Wheeler County, TX
- Wilkes County, NC