paybook
2026 · ZZ540 · Basic Allowance for Housing

BAH for rural county group 540, 2026

An E-5 stationed here gets $1,344 a month with dependents and $1,086 without. BAH is tax-free and paid on top of basic pay. This rate covers rural places outside a named housing area with similar housing costs.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,242$1,005−$12
E-2$1,242$1,005−$12
E-3$1,242$1,005−$12
E-4$1,242$1,005−$12
E-5$1,344$1,086−$9
E-6$1,641$1,230+$3
E-7$1,707$1,281same
E-8$1,782$1,407+$3
E-9$1,890$1,488same
W-1$1,659$1,245+$3
W-2$1,737$1,404same
W-3$1,830$1,503+$3
W-4$1,911$1,650−$6
W-5$2,016$1,722−$12
O-1E$1,719$1,341+$6
O-2E$1,815$1,470same
O-3E$1,926$1,632−$6
O-1$1,386$1,140−$9
O-2$1,638$1,314+$3
O-3$1,827$1,530+$3
O-4$2,046$1,704−$18
O-5$2,205$1,740−$24
O-6$2,220$1,806−$27
O-7$2,232$1,836−$30
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (ZZ540).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,242$476.95$4,126.15
E-3over 2$3,015.00$1,242$476.95$4,733.95
E-4over 3$3,482.40$1,242$476.95$5,201.35
E-5over 6$4,110.00$1,344$476.95$5,930.95
E-6over 10$4,759.50$1,641$476.95$6,877.45
E-7over 14$5,835.00$1,707$476.95$8,018.95
E-8over 18$6,811.20$1,782$476.95$9,070.15
E-9over 22$8,423.10$1,890$476.95$10,790.05
W-2over 10$6,282.60$1,737$328.48$8,348.08
O-1under 2$4,150.20$1,386$328.48$5,864.68
O-2over 2$5,446.20$1,638$328.48$7,412.68
O-3over 6$7,737.00$1,827$328.48$9,892.48
O-4over 12$9,888.30$2,046$328.48$12,262.78
O-5over 18$11,713.80$2,205$328.48$14,247.28
O-6over 24$14,479.20$2,220$328.48$17,027.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

All housing areas