paybook
2026 · ZZ520 · Basic Allowance for Housing

BAH for rural county group 520, 2026

An E-5 stationed here gets $1,332 a month with dependents and $1,077 without. BAH is tax-free and paid on top of basic pay. This rate covers rural places outside a named housing area with similar housing costs.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,233$999+$6
E-2$1,233$999+$6
E-3$1,233$999+$6
E-4$1,233$999+$6
E-5$1,332$1,077+$9
E-6$1,629$1,221+$21
E-7$1,695$1,272+$21
E-8$1,770$1,398+$24
E-9$1,875$1,479+$18
W-1$1,647$1,236+$21
W-2$1,725$1,395+$21
W-3$1,818$1,491+$21
W-4$1,899$1,638+$15
W-5$2,001$1,710+$6
O-1E$1,707$1,329+$24
O-2E$1,803$1,461+$21
O-3E$1,914$1,620+$15
O-1$1,377$1,131+$12
O-2$1,626$1,305+$21
O-3$1,815$1,518+$21
O-4$2,031$1,692+$3
O-5$2,190$1,731−$3
O-6$2,205$1,794−$6
O-7$2,217$1,824−$9
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (ZZ520).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,233$476.95$4,117.15
E-3over 2$3,015.00$1,233$476.95$4,724.95
E-4over 3$3,482.40$1,233$476.95$5,192.35
E-5over 6$4,110.00$1,332$476.95$5,918.95
E-6over 10$4,759.50$1,629$476.95$6,865.45
E-7over 14$5,835.00$1,695$476.95$8,006.95
E-8over 18$6,811.20$1,770$476.95$9,058.15
E-9over 22$8,423.10$1,875$476.95$10,775.05
W-2over 10$6,282.60$1,725$328.48$8,336.08
O-1under 2$4,150.20$1,377$328.48$5,855.68
O-2over 2$5,446.20$1,626$328.48$7,400.68
O-3over 6$7,737.00$1,815$328.48$9,880.48
O-4over 12$9,888.30$2,031$328.48$12,247.78
O-5over 18$11,713.80$2,190$328.48$14,232.28
O-6over 24$14,479.20$2,205$328.48$17,012.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

All housing areas