paybook
2026 · SD264 · Basic Allowance for Housing

Rapid City/Ellsworth AFB, SD BAH, 2026

An E-5 stationed here gets $1,986 a month with dependents and $1,545 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,800$1,440+$21
E-2$1,800$1,440+$21
E-3$1,800$1,440+$21
E-4$1,800$1,440+$21
E-5$1,986$1,545+$15
E-6$2,211$1,656+$18
E-7$2,307$1,806+$54
E-8$2,409$2,037+$93
E-9$2,538$2,094+$114
W-1$2,229$1,746+$18
W-2$2,349$2,034+$69
W-3$2,478$2,103+$117
W-4$2,559$2,226+$105
W-5$2,664$2,328+$96
O-1E$2,322$1,983+$63
O-2E$2,457$2,082+$108
O-3E$2,574$2,202+$105
O-1$2,022$1,614+$18
O-2$2,208$1,929+$18
O-3$2,475$2,124+$117
O-4$2,691$2,304+$84
O-5$2,850$2,361+$69
O-6$2,871$2,457+$66
O-7$2,889$2,496+$66
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (SD264).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,800$476.95$4,684.15
E-3over 2$3,015.00$1,800$476.95$5,291.95
E-4over 3$3,482.40$1,800$476.95$5,759.35
E-5over 6$4,110.00$1,986$476.95$6,572.95
E-6over 10$4,759.50$2,211$476.95$7,447.45
E-7over 14$5,835.00$2,307$476.95$8,618.95
E-8over 18$6,811.20$2,409$476.95$9,697.15
E-9over 22$8,423.10$2,538$476.95$11,438.05
W-2over 10$6,282.60$2,349$328.48$8,960.08
O-1under 2$4,150.20$2,022$328.48$6,500.68
O-2over 2$5,446.20$2,208$328.48$7,982.68
O-3over 6$7,737.00$2,475$328.48$10,540.48
O-4over 12$9,888.30$2,691$328.48$12,907.78
O-5over 18$11,713.80$2,850$328.48$14,892.28
O-6over 24$14,479.20$2,871$328.48$17,678.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas