paybook
2026 · AZ013 · Basic Allowance for Housing

Phoenix, AZ BAH, 2026

An E-5 stationed here gets $2,289 a month with dependents and $1,740 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,061$1,587−$102
E-2$2,061$1,587−$102
E-3$2,061$1,587−$102
E-4$2,061$1,587−$102
E-5$2,289$1,740−$102
E-6$2,457$1,857−$126
E-7$2,475$2,070−$126
E-8$2,484$2,331−$126
E-9$2,517$2,367−$114
W-1$2,472$1,992−$126
W-2$2,481$2,328−$126
W-3$2,493$2,376−$126
W-4$2,535$2,448−$117
W-5$2,622$2,460−$108
O-1E$2,478$2,286−$126
O-2E$2,487$2,358−$126
O-3E$2,547$2,445−$114
O-1$2,319$1,830−$105
O-2$2,454$2,217−$126
O-3$2,490$2,391−$126
O-4$2,646$2,451−$108
O-5$2,775$2,463−$93
O-6$2,796$2,466−$99
O-7$2,814$2,487−$102
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (AZ013).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,061$476.95$4,945.15
E-3over 2$3,015.00$2,061$476.95$5,552.95
E-4over 3$3,482.40$2,061$476.95$6,020.35
E-5over 6$4,110.00$2,289$476.95$6,875.95
E-6over 10$4,759.50$2,457$476.95$7,693.45
E-7over 14$5,835.00$2,475$476.95$8,786.95
E-8over 18$6,811.20$2,484$476.95$9,772.15
E-9over 22$8,423.10$2,517$476.95$11,417.05
W-2over 10$6,282.60$2,481$328.48$9,092.08
O-1under 2$4,150.20$2,319$328.48$6,797.68
O-2over 2$5,446.20$2,454$328.48$8,228.68
O-3over 6$7,737.00$2,490$328.48$10,555.48
O-4over 12$9,888.30$2,646$328.48$12,862.78
O-5over 18$11,713.80$2,775$328.48$14,817.28
O-6over 24$14,479.20$2,796$328.48$17,603.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas