2026 · PA248 · Basic Allowance for Housing

Philadelphia, Pa/Camden, NJ BAH, 2026

An E-5 stationed here gets $2,691 a month with dependents and $2,091 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (PA248).
Grade	With dependents	Without	vs 2025 (with)
E-1	$2,448	$1,893	+$117
E-2	$2,448	$1,893	+$117
E-3	$2,448	$1,893	+$117
E-4	$2,448	$1,893	+$117
E-5	$2,691	$2,091	+$132
E-6	$2,979	$2,232	+$141
E-7	$3,000	$2,457	+$120
E-8	$3,009	$2,754	+$84
E-9	$3,111	$2,832	+$51
W-1	$2,997	$2,373	+$141
W-2	$3,006	$2,751	+$108
W-3	$3,018	$2,844	+$60
W-4	$3,156	$2,973	+$54
W-5	$3,366	$2,982	+$87
O-1E	$3,003	$2,688	+$120
O-2E	$3,012	$2,814	+$63
O-3E	$3,189	$2,970	+$63
O-1	$2,733	$2,205	+$132
O-2	$2,976	$2,613	+$141
O-3	$3,015	$2,871	+$60
O-4	$3,435	$2,976	+$96
O-5	$3,759	$2,985	+$147
O-6	$3,789	$2,988	+$144
O-7	$3,816	$3,018	+$141

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$2,448	$476.95	$5,332.15
E-3	over 2	$3,015.00	$2,448	$476.95	$5,939.95
E-4	over 3	$3,482.40	$2,448	$476.95	$6,407.35
E-5	over 6	$4,110.00	$2,691	$476.95	$7,277.95
E-6	over 10	$4,759.50	$2,979	$476.95	$8,215.45
E-7	over 14	$5,835.00	$3,000	$476.95	$9,311.95
E-8	over 18	$6,811.20	$3,009	$476.95	$10,297.15
E-9	over 22	$8,423.10	$3,111	$476.95	$12,011.05
W-2	over 10	$6,282.60	$3,006	$328.48	$9,617.08
O-1	under 2	$4,150.20	$2,733	$328.48	$7,211.68
O-2	over 2	$5,446.20	$2,976	$328.48	$8,750.68
O-3	over 6	$7,737.00	$3,015	$328.48	$11,080.48
O-4	over 12	$9,888.30	$3,435	$328.48	$13,651.78
O-5	over 18	$11,713.80	$3,759	$328.48	$15,801.28
O-6	over 24	$14,479.20	$3,789	$328.48	$18,596.68

02 · Where this rate applies

Counties

Camden County, NJ
Delaware County, PA
Gloucester County, NJ
New Castle County, DE
Philadelphia County, PA
Salem County, NJ

ZIP codes (261)

08001 08002 08003 08004 08007 08009 08010 08012 08014 08018 08020 08021 08023 08025 08026 08027 08028 08029 08030 08031 08032 08033 08034 08035 08038 08039 08043 08045 08049 08051 08056 08059 08061 08062 08063 08066 08067 08069 08070 08071 08072 08074 08078 08079 08080 08081 08083 08084 08085 08086 08089 08090 08091 08093 08094 08095 08096 08097 08098 08099 08101 08102 08103 08104 08105 08106 08107 08108 08109 08110 08312 08318 08322 08328 08343 08344 08347 19008 19010 19013 19014 19015 19016 19017 19018 19019 19022 19023 19026 19028 19029 19032 19033 19036 19037 19039 19043 19050 19052 19060 19061 19063 19064 19065 19070 19073 19074 19076 19078 19079 19081 19082 19083 19085 19086 19091 19092 19093 19094 19101 19102 19103 19104 19105 19106 19107 19108 19109 19110 19111 19112 19113 19114 19115 19116 19118 19119 19120 19121 19122 19123 19124 19125 19126 19127 19128 19129 19130 19131 19132 19133 19134 19135 19136 19137 19138 19139 19140 19141 19142 19143 19144 19145 19146 19147 19148 19149 19150 19151 19152 19153 19154 19155 19160 19161 19162 19170 19171 19172 19173 19175 19176 19177 19178 19179 19181 19182 19183 19184 19185 19187 19188 19190 19191 19192 19193 19194 19195 19196 19197 19244 19255 19317 19319 19331 19339 19340 19342 19373 19701 19702 19703 19706 19707 19708 19709 19710 19711 19712 19713 19714 19715 19716 19717 19718 19720 19721 19725 19726 19730 19731 19732 19733 19734 19735 19736 19801 19802 19803 19804 19805 19806 19807 19808 19809 19810 19850 19880 19884 19885 19886 19890 19891 19892 19893 19894 19895 19896 19897 19898 19899

BAH follows ZIP codes, so an area can cover part of a county. All housing areas