paybook
2026 · NJ201 · Basic Allowance for Housing

Perth Amboy, NJ BAH, 2026

An E-5 stationed here gets $3,393 a month with dependents and $3,045 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,339$2,592+$189
E-2$3,339$2,592+$189
E-3$3,339$2,592+$189
E-4$3,339$2,592+$189
E-5$3,393$3,045+$153
E-6$4,071$3,285+$171
E-7$4,134$3,339+$177
E-8$4,200$3,531+$189
E-9$4,350$3,735+$201
W-1$4,092$3,336+$171
W-2$4,161$3,528+$183
W-3$4,242$3,759+$192
W-4$4,392$4,083+$204
W-5$4,578$4,146+$219
O-1E$4,143$3,390+$183
O-2E$4,227$3,690+$189
O-3E$4,422$4,065+$210
O-1$3,477$3,282+$153
O-2$4,065$3,381+$171
O-3$4,239$3,825+$192
O-4$4,638$4,128+$222
O-5$4,926$4,161+$249
O-6$4,968$4,221+$249
O-7$5,007$4,296+$249
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NJ201).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,339$476.95$6,223.15
E-3over 2$3,015.00$3,339$476.95$6,830.95
E-4over 3$3,482.40$3,339$476.95$7,298.35
E-5over 6$4,110.00$3,393$476.95$7,979.95
E-6over 10$4,759.50$4,071$476.95$9,307.45
E-7over 14$5,835.00$4,134$476.95$10,445.95
E-8over 18$6,811.20$4,200$476.95$11,488.15
E-9over 22$8,423.10$4,350$476.95$13,250.05
W-2over 10$6,282.60$4,161$328.48$10,772.08
O-1under 2$4,150.20$3,477$328.48$7,955.68
O-2over 2$5,446.20$4,065$328.48$9,839.68
O-3over 6$7,737.00$4,239$328.48$12,304.48
O-4over 12$9,888.30$4,638$328.48$14,854.78
O-5over 18$11,713.80$4,926$328.48$16,968.28
O-6over 24$14,479.20$4,968$328.48$19,775.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas