paybook
2026 · KY430 · Basic Allowance for Housing

Paducah, KY BAH, 2026

An E-5 stationed here gets $1,365 a month with dependents and $1,143 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,293$1,029+$24
E-2$1,293$1,029+$24
E-3$1,293$1,029+$24
E-4$1,293$1,029+$24
E-5$1,365$1,143+$33
E-6$1,875$1,407+$60
E-7$1,932$1,449+$84
E-8$1,992$1,494+$117
E-9$2,136$1,623+$138
W-1$1,896$1,422+$60
W-2$1,956$1,470+$96
W-3$2,034$1,641+$132
W-4$2,175$1,884+$138
W-5$2,355$1,944+$150
O-1E$1,941$1,455+$90
O-2E$2,019$1,587+$126
O-3E$2,205$1,869+$144
O-1$1,434$1,215+$39
O-2$1,872$1,452+$60
O-3$2,031$1,689+$132
O-4$2,415$1,929+$153
O-5$2,694$2,022+$171
O-6$2,712$2,034+$168
O-7$2,730$2,049+$168
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (KY430).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,293$476.95$4,177.15
E-3over 2$3,015.00$1,293$476.95$4,784.95
E-4over 3$3,482.40$1,293$476.95$5,252.35
E-5over 6$4,110.00$1,365$476.95$5,951.95
E-6over 10$4,759.50$1,875$476.95$7,111.45
E-7over 14$5,835.00$1,932$476.95$8,243.95
E-8over 18$6,811.20$1,992$476.95$9,280.15
E-9over 22$8,423.10$2,136$476.95$11,036.05
W-2over 10$6,282.60$1,956$328.48$8,567.08
O-1under 2$4,150.20$1,434$328.48$5,912.68
O-2over 2$5,446.20$1,872$328.48$7,646.68
O-3over 6$7,737.00$2,031$328.48$10,096.48
O-4over 12$9,888.30$2,415$328.48$12,631.78
O-5over 18$11,713.80$2,694$328.48$14,736.28
O-6over 24$14,479.20$2,712$328.48$17,519.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

Counties

  • McCracken County, KY

ZIP codes (5)

42001 42002 42003 42053 42086

BAH follows ZIP codes, so an area can cover part of a county. All housing areas