2026 · MD458 · Basic Allowance for Housing

Oxford, MD BAH, 2026

An E-5 stationed here gets $2,445 a month with dependents and $1,938 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MD458).
Grade	With dependents	Without	vs 2025 (with)
E-1	$2,271	$1,704	+$96
E-2	$2,271	$1,704	+$96
E-3	$2,271	$1,704	+$96
E-4	$2,271	$1,704	+$96
E-5	$2,445	$1,938	+$72
E-6	$2,814	$2,112	+$102
E-7	$2,877	$2,277	+$111
E-8	$2,943	$2,523	+$123
E-9	$3,096	$2,628	+$138
W-1	$2,835	$2,220	+$102
W-2	$2,904	$2,520	+$114
W-3	$2,988	$2,643	+$129
W-4	$3,135	$2,823	+$138
W-5	$3,318	$2,889	+$150
O-1E	$2,886	$2,442	+$117
O-2E	$2,973	$2,604	+$123
O-3E	$3,162	$2,808	+$141
O-1	$2,496	$2,094	+$75
O-2	$2,811	$2,391	+$102
O-3	$2,985	$2,679	+$129
O-4	$3,378	$2,871	+$150
O-5	$3,663	$2,907	+$174
O-6	$3,693	$2,964	+$171
O-7	$3,720	$3,015	+$171

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$2,271	$476.95	$5,155.15
E-3	over 2	$3,015.00	$2,271	$476.95	$5,762.95
E-4	over 3	$3,482.40	$2,271	$476.95	$6,230.35
E-5	over 6	$4,110.00	$2,445	$476.95	$7,031.95
E-6	over 10	$4,759.50	$2,814	$476.95	$8,050.45
E-7	over 14	$5,835.00	$2,877	$476.95	$9,188.95
E-8	over 18	$6,811.20	$2,943	$476.95	$10,231.15
E-9	over 22	$8,423.10	$3,096	$476.95	$11,996.05
W-2	over 10	$6,282.60	$2,904	$328.48	$9,515.08
O-1	under 2	$4,150.20	$2,496	$328.48	$6,974.68
O-2	over 2	$5,446.20	$2,811	$328.48	$8,585.68
O-3	over 6	$7,737.00	$2,985	$328.48	$11,050.48
O-4	over 12	$9,888.30	$3,378	$328.48	$13,594.78
O-5	over 18	$11,713.80	$3,663	$328.48	$15,705.28
O-6	over 24	$14,479.20	$3,693	$328.48	$18,500.68

02 · Where this rate applies

Counties

Caroline County, MD
Dorchester County, MD
Kent County, MD
Queen Anne's County, MD
Talbot County, MD

ZIP codes (64)

21601 21607 21609 21610 21612 21613 21617 21619 21620 21622 21623 21624 21625 21626 21627 21628 21629 21631 21632 21634 21635 21636 21638 21639 21640 21641 21643 21644 21645 21647 21648 21649 21650 21651 21652 21653 21654 21655 21656 21657 21658 21659 21660 21661 21662 21663 21664 21665 21666 21667 21668 21669 21670 21671 21672 21673 21675 21676 21677 21678 21679 21690 21835 21869

BAH follows ZIP codes, so an area can cover part of a county. All housing areas