paybook
2026 · NC176 · Basic Allowance for Housing

Outer Banks, NC BAH, 2026

An E-5 stationed here gets $2,604 a month with dependents and $2,142 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,460$1,845+$270
E-2$2,460$1,845+$270
E-3$2,460$1,845+$270
E-4$2,460$1,845+$270
E-5$2,604$2,142+$312
E-6$2,946$2,325+$393
E-7$2,997$2,463+$402
E-8$3,051$2,679+$414
E-9$3,186$2,772+$423
W-1$2,964$2,421+$393
W-2$3,018$2,676+$405
W-3$3,090$2,787+$420
W-4$3,219$2,952+$420
W-5$3,387$3,006+$429
O-1E$3,003$2,601+$405
O-2E$3,075$2,751+$414
O-3E$3,246$2,937+$423
O-1$2,652$2,313+$321
O-2$2,943$2,562+$393
O-3$3,087$2,820+$420
O-4$3,438$2,991+$426
O-5$3,696$3,018+$438
O-6$3,726$3,066+$441
O-7$3,753$3,120+$441
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NC176).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,460$476.95$5,344.15
E-3over 2$3,015.00$2,460$476.95$5,951.95
E-4over 3$3,482.40$2,460$476.95$6,419.35
E-5over 6$4,110.00$2,604$476.95$7,190.95
E-6over 10$4,759.50$2,946$476.95$8,182.45
E-7over 14$5,835.00$2,997$476.95$9,308.95
E-8over 18$6,811.20$3,051$476.95$10,339.15
E-9over 22$8,423.10$3,186$476.95$12,086.05
W-2over 10$6,282.60$3,018$328.48$9,629.08
O-1under 2$4,150.20$2,652$328.48$7,130.68
O-2over 2$5,446.20$2,943$328.48$8,717.68
O-3over 6$7,737.00$3,087$328.48$11,152.48
O-4over 12$9,888.30$3,438$328.48$13,654.78
O-5over 18$11,713.80$3,696$328.48$15,738.28
O-6over 24$14,479.20$3,726$328.48$18,533.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas