paybook
2026 · CA018 · Basic Allowance for Housing

Oakland, CA BAH, 2026

An E-5 stationed here gets $3,759 a month with dependents and $3,000 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,471$2,667+$78
E-2$3,471$2,667+$78
E-3$3,471$2,667+$78
E-4$3,471$2,667+$78
E-5$3,759$3,000+$108
E-6$4,113$3,213+$114
E-7$4,203$3,483+$135
E-8$4,299$3,834+$159
E-9$4,488$3,933+$180
W-1$4,134$3,378+$117
W-2$4,242$3,831+$144
W-3$4,365$3,948+$177
W-4$4,533$4,131+$180
W-5$4,740$4,224+$186
O-1E$4,218$3,756+$144
O-2E$4,344$3,912+$168
O-3E$4,566$4,107+$183
O-1$3,807$3,180+$108
O-2$4,110$3,666+$114
O-3$4,362$3,981+$177
O-4$4,809$4,203+$183
O-5$5,133$4,254+$195
O-6$5,178$4,341+$195
O-7$5,220$4,419+$195
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (CA018).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,471$476.95$6,355.15
E-3over 2$3,015.00$3,471$476.95$6,962.95
E-4over 3$3,482.40$3,471$476.95$7,430.35
E-5over 6$4,110.00$3,759$476.95$8,345.95
E-6over 10$4,759.50$4,113$476.95$9,349.45
E-7over 14$5,835.00$4,203$476.95$10,514.95
E-8over 18$6,811.20$4,299$476.95$11,587.15
E-9over 22$8,423.10$4,488$476.95$13,388.05
W-2over 10$6,282.60$4,242$328.48$10,853.08
O-1under 2$4,150.20$3,807$328.48$8,285.68
O-2over 2$5,446.20$4,110$328.48$9,884.68
O-3over 6$7,737.00$4,362$328.48$12,427.48
O-4over 12$9,888.30$4,809$328.48$15,025.78
O-5over 18$11,713.80$5,133$328.48$17,175.28
O-6over 24$14,479.20$5,178$328.48$19,985.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas