paybook
2026 · CA039 · Basic Allowance for Housing

Monterey, CA BAH, 2026

An E-5 stationed here gets $3,465 a month with dependents and $2,844 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,249$2,493+$135
E-2$3,249$2,493+$135
E-3$3,249$2,493+$135
E-4$3,249$2,493+$135
E-5$3,465$2,844+$183
E-6$3,867$3,054+$249
E-7$4,218$3,258+$228
E-8$4,599$3,549+$210
E-9$4,956$3,717+$207
W-1$3,894$3,183+$249
W-2$4,374$3,546+$219
W-3$4,842$3,720+$192
W-4$5,001$3,951+$213
W-5$5,196$4,305+$240
O-1E$4,293$3,462+$228
O-2E$4,773$3,639+$195
O-3E$5,031$3,861+$219
O-1$3,519$3,030+$192
O-2$3,864$3,396+$249
O-3$4,824$3,723+$192
O-4$5,259$4,245+$249
O-5$5,565$4,464+$297
O-6$5,613$4,821+$294
O-7$5,658$4,908+$294
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (CA039).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,249$476.95$6,133.15
E-3over 2$3,015.00$3,249$476.95$6,740.95
E-4over 3$3,482.40$3,249$476.95$7,208.35
E-5over 6$4,110.00$3,465$476.95$8,051.95
E-6over 10$4,759.50$3,867$476.95$9,103.45
E-7over 14$5,835.00$4,218$476.95$10,529.95
E-8over 18$6,811.20$4,599$476.95$11,887.15
E-9over 22$8,423.10$4,956$476.95$13,856.05
W-2over 10$6,282.60$4,374$328.48$10,985.08
O-1under 2$4,150.20$3,519$328.48$7,997.68
O-2over 2$5,446.20$3,864$328.48$9,638.68
O-3over 6$7,737.00$4,824$328.48$12,889.48
O-4over 12$9,888.30$5,259$328.48$15,475.78
O-5over 18$11,713.80$5,565$328.48$17,607.28
O-6over 24$14,479.20$5,613$328.48$20,420.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas