paybook
2026 · NH195 · Basic Allowance for Housing

Manchester/Concord, NH BAH, 2026

An E-5 stationed here gets $3,177 a month with dependents and $2,613 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,994$2,250+$192
E-2$2,994$2,250+$192
E-3$2,994$2,250+$192
E-4$2,994$2,250+$192
E-5$3,177$2,613+$201
E-6$3,525$2,823+$183
E-7$3,783$2,997+$201
E-8$4,065$3,252+$225
E-9$4,320$3,348+$240
W-1$3,546$2,940+$180
W-2$3,897$3,249+$210
W-3$4,245$3,363+$240
W-4$4,347$3,582+$240
W-5$4,473$3,846+$240
O-1E$3,837$3,174+$210
O-2E$4,194$3,327+$234
O-3E$4,365$3,516+$240
O-1$3,225$2,805+$201
O-2$3,522$3,120+$183
O-3$4,233$3,396+$237
O-4$4,512$3,801+$240
O-5$4,707$3,960+$246
O-6$4,746$4,224+$246
O-7$4,782$4,299+$243
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NH195).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,994$476.95$5,878.15
E-3over 2$3,015.00$2,994$476.95$6,485.95
E-4over 3$3,482.40$2,994$476.95$6,953.35
E-5over 6$4,110.00$3,177$476.95$7,763.95
E-6over 10$4,759.50$3,525$476.95$8,761.45
E-7over 14$5,835.00$3,783$476.95$10,094.95
E-8over 18$6,811.20$4,065$476.95$11,353.15
E-9over 22$8,423.10$4,320$476.95$13,220.05
W-2over 10$6,282.60$3,897$328.48$10,508.08
O-1under 2$4,150.20$3,225$328.48$7,703.68
O-2over 2$5,446.20$3,522$328.48$9,296.68
O-3over 6$7,737.00$4,233$328.48$12,298.48
O-4over 12$9,888.30$4,512$328.48$14,728.78
O-5over 18$11,713.80$4,707$328.48$16,749.28
O-6over 24$14,479.20$4,746$328.48$19,553.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas