paybook
2026 · KY107 · Basic Allowance for Housing

Lexington, KY BAH, 2026

An E-5 stationed here gets $1,875 a month with dependents and $1,440 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,713$1,284+$99
E-2$1,713$1,284+$99
E-3$1,713$1,284+$99
E-4$1,713$1,284+$99
E-5$1,875$1,440+$120
E-6$2,151$1,611+$165
E-7$2,172$1,716+$168
E-8$2,190$1,938+$171
E-9$2,304$2,010+$174
W-1$2,169$1,668+$168
W-2$2,178$1,935+$168
W-3$2,208$2,022+$168
W-4$2,343$2,148+$177
W-5$2,514$2,172+$186
O-1E$2,175$1,872+$168
O-2E$2,196$1,995+$165
O-3E$2,370$2,142+$180
O-1$1,917$1,545+$126
O-2$2,148$1,824+$165
O-3$2,205$2,049+$168
O-4$2,571$2,160+$186
O-5$2,841$2,175+$210
O-6$2,862$2,181+$207
O-7$2,880$2,217+$207
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (KY107).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,713$476.95$4,597.15
E-3over 2$3,015.00$1,713$476.95$5,204.95
E-4over 3$3,482.40$1,713$476.95$5,672.35
E-5over 6$4,110.00$1,875$476.95$6,461.95
E-6over 10$4,759.50$2,151$476.95$7,387.45
E-7over 14$5,835.00$2,172$476.95$8,483.95
E-8over 18$6,811.20$2,190$476.95$9,478.15
E-9over 22$8,423.10$2,304$476.95$11,204.05
W-2over 10$6,282.60$2,178$328.48$8,789.08
O-1under 2$4,150.20$1,917$328.48$6,395.68
O-2over 2$5,446.20$2,148$328.48$7,922.68
O-3over 6$7,737.00$2,205$328.48$10,270.48
O-4over 12$9,888.30$2,571$328.48$12,787.78
O-5over 18$11,713.80$2,841$328.48$14,883.28
O-6over 24$14,479.20$2,862$328.48$17,669.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas