2026 · IN094 · Basic Allowance for Housing

Indianapolis, IN BAH, 2026

An E-5 stationed here gets $1,875 a month with dependents and $1,533 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (IN094).
Grade	With dependents	Without	vs 2025 (with)
E-1	$1,749	$1,395	+$33
E-2	$1,749	$1,395	+$33
E-3	$1,749	$1,395	+$33
E-4	$1,749	$1,395	+$33
E-5	$1,875	$1,533	+$15
E-6	$2,208	$1,656	+$123
E-7	$2,244	$1,749	+$138
E-8	$2,283	$1,947	+$165
E-9	$2,346	$2,040	+$168
W-1	$2,229	$1,716	+$126
W-2	$2,259	$1,944	+$147
W-3	$2,310	$2,055	+$174
W-4	$2,361	$2,211	+$165
W-5	$2,433	$2,250	+$153
O-1E	$2,247	$1,872	+$138
O-2E	$2,298	$2,019	+$168
O-3E	$2,373	$2,202	+$165
O-1	$1,923	$1,617	+$30
O-2	$2,205	$1,836	+$123
O-3	$2,307	$2,085	+$174
O-4	$2,451	$2,238	+$147
O-5	$2,559	$2,253	+$138
O-6	$2,577	$2,286	+$135
O-7	$2,592	$2,322	+$132

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$1,749	$476.95	$4,633.15
E-3	over 2	$3,015.00	$1,749	$476.95	$5,240.95
E-4	over 3	$3,482.40	$1,749	$476.95	$5,708.35
E-5	over 6	$4,110.00	$1,875	$476.95	$6,461.95
E-6	over 10	$4,759.50	$2,208	$476.95	$7,444.45
E-7	over 14	$5,835.00	$2,244	$476.95	$8,555.95
E-8	over 18	$6,811.20	$2,283	$476.95	$9,571.15
E-9	over 22	$8,423.10	$2,346	$476.95	$11,246.05
W-2	over 10	$6,282.60	$2,259	$328.48	$8,870.08
O-1	under 2	$4,150.20	$1,923	$328.48	$6,401.68
O-2	over 2	$5,446.20	$2,205	$328.48	$7,979.68
O-3	over 6	$7,737.00	$2,307	$328.48	$10,372.48
O-4	over 12	$9,888.30	$2,451	$328.48	$12,667.78
O-5	over 18	$11,713.80	$2,559	$328.48	$14,601.28
O-6	over 24	$14,479.20	$2,577	$328.48	$17,384.68

02 · Where this rate applies

Counties

Hamilton County, IN
Hancock County, IN
Hendricks County, IN
Johnson County, IN
Marion County, IN
Morgan County, IN
Shelby County, IN

ZIP codes (116)

46030 46031 46032 46033 46034 46037 46038 46040 46055 46060 46061 46062 46069 46074 46082 46085 46103 46106 46107 46110 46111 46112 46113 46117 46118 46122 46123 46124 46125 46126 46129 46130 46131 46140 46142 46143 46144 46149 46151 46154 46157 46158 46160 46161 46162 46163 46164 46165 46166 46167 46168 46176 46180 46181 46182 46183 46184 46186 46201 46202 46203 46204 46205 46206 46207 46208 46209 46213 46214 46216 46217 46218 46219 46220 46221 46222 46224 46225 46226 46227 46228 46229 46230 46231 46234 46235 46236 46237 46239 46240 46241 46242 46244 46245 46247 46249 46250 46251 46253 46254 46255 46256 46259 46260 46262 46268 46277 46278 46280 46282 46283 46285 46288 46290 46298 47234

BAH follows ZIP codes, so an area can cover part of a county. All housing areas