paybook
2026 · MD134 · Basic Allowance for Housing

Indian Head Navordsta, MD BAH, 2026

An E-5 stationed here gets $3,249 a month with dependents and $2,904 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,192$2,472+$126
E-2$3,192$2,472+$126
E-3$3,192$2,472+$126
E-4$3,192$2,472+$126
E-5$3,249$2,904+$123
E-6$3,378$3,135+$147
E-7$3,483$3,189+$150
E-8$3,597$3,282+$153
E-9$3,768$3,306+$153
W-1$3,393$3,186+$147
W-2$3,528$3,279+$147
W-3$3,672$3,315+$153
W-4$3,804$3,396+$150
W-5$3,969$3,507+$153
O-1E$3,501$3,246+$153
O-2E$3,648$3,300+$147
O-3E$3,831$3,366+$156
O-1$3,273$3,132+$126
O-2$3,375$3,234+$147
O-3$3,669$3,327+$153
O-4$4,020$3,483+$150
O-5$4,278$3,543+$159
O-6$4,314$3,651+$156
O-7$4,344$3,714+$153
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MD134).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,192$476.95$6,076.15
E-3over 2$3,015.00$3,192$476.95$6,683.95
E-4over 3$3,482.40$3,192$476.95$7,151.35
E-5over 6$4,110.00$3,249$476.95$7,835.95
E-6over 10$4,759.50$3,378$476.95$8,614.45
E-7over 14$5,835.00$3,483$476.95$9,794.95
E-8over 18$6,811.20$3,597$476.95$10,885.15
E-9over 22$8,423.10$3,768$476.95$12,668.05
W-2over 10$6,282.60$3,528$328.48$10,139.08
O-1under 2$4,150.20$3,273$328.48$7,751.68
O-2over 2$5,446.20$3,375$328.48$9,149.68
O-3over 6$7,737.00$3,669$328.48$11,734.48
O-4over 12$9,888.30$4,020$328.48$14,236.78
O-5over 18$11,713.80$4,278$328.48$16,320.28
O-6over 24$14,479.20$4,314$328.48$19,121.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas