paybook
2026 · TX282 · Basic Allowance for Housing

Houston, TX BAH, 2026

An E-5 stationed here gets $2,193 a month with dependents and $1,665 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,974$1,524+$45
E-2$1,974$1,524+$45
E-3$1,974$1,524+$45
E-4$1,974$1,524+$45
E-5$2,193$1,665+$57
E-6$2,517$1,887+$177
E-7$2,583$1,980+$225
E-8$2,655$2,265+$282
E-9$2,796$2,352+$333
W-1$2,535$1,905+$180
W-2$2,610$2,262+$246
W-3$2,703$2,367+$312
W-4$2,829$2,526+$333
W-5$2,988$2,598+$357
O-1E$2,592$2,190+$231
O-2E$2,688$2,331+$306
O-3E$2,856$2,508+$342
O-1$2,241$1,749+$72
O-2$2,514$2,124+$177
O-3$2,700$2,397+$312
O-4$3,039$2,580+$363
O-5$3,288$2,616+$408
O-6$3,312$2,679+$405
O-7$3,336$2,724+$408
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (TX282).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,974$476.95$4,858.15
E-3over 2$3,015.00$1,974$476.95$5,465.95
E-4over 3$3,482.40$1,974$476.95$5,933.35
E-5over 6$4,110.00$2,193$476.95$6,779.95
E-6over 10$4,759.50$2,517$476.95$7,753.45
E-7over 14$5,835.00$2,583$476.95$8,894.95
E-8over 18$6,811.20$2,655$476.95$9,943.15
E-9over 22$8,423.10$2,796$476.95$11,696.05
W-2over 10$6,282.60$2,610$328.48$9,221.08
O-1under 2$4,150.20$2,241$328.48$6,719.68
O-2over 2$5,446.20$2,514$328.48$8,288.68
O-3over 6$7,737.00$2,700$328.48$10,765.48
O-4over 12$9,888.30$3,039$328.48$13,255.78
O-5over 18$11,713.80$3,288$328.48$15,330.28
O-6over 24$14,479.20$3,312$328.48$18,119.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas