2026 · MA126 · Basic Allowance for Housing

Hampden County, MA BAH, 2026

An E-5 stationed here gets $2,388 a month with dependents and $2,007 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MA126).
Grade	With dependents	Without	vs 2025 (with)
E-1	$2,268	$1,752	+$66
E-2	$2,268	$1,752	+$66
E-3	$2,268	$1,752	+$66
E-4	$2,268	$1,752	+$66
E-5	$2,388	$2,007	+$75
E-6	$2,850	$2,154	+$87
E-7	$3,063	$2,298	+$81
E-8	$3,288	$2,484	+$78
E-9	$3,522	$2,643	+$69
W-1	$2,874	$2,241	+$87
W-2	$3,153	$2,481	+$78
W-3	$3,435	$2,646	+$75
W-4	$3,555	$2,898	+$66
W-5	$3,702	$3,114	+$57
O-1E	$3,105	$2,385	+$84
O-2E	$3,393	$2,589	+$72
O-3E	$3,576	$2,844	+$66
O-1	$2,451	$2,145	+$78
O-2	$2,847	$2,352	+$87
O-3	$3,426	$2,682	+$75
O-4	$3,747	$3,075	+$51
O-5	$3,978	$3,201	+$45
O-6	$4,011	$3,414	+$42
O-7	$4,038	$3,474	+$36

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$2,268	$476.95	$5,152.15
E-3	over 2	$3,015.00	$2,268	$476.95	$5,759.95
E-4	over 3	$3,482.40	$2,268	$476.95	$6,227.35
E-5	over 6	$4,110.00	$2,388	$476.95	$6,974.95
E-6	over 10	$4,759.50	$2,850	$476.95	$8,086.45
E-7	over 14	$5,835.00	$3,063	$476.95	$9,374.95
E-8	over 18	$6,811.20	$3,288	$476.95	$10,576.15
E-9	over 22	$8,423.10	$3,522	$476.95	$12,422.05
W-2	over 10	$6,282.60	$3,153	$328.48	$9,764.08
O-1	under 2	$4,150.20	$2,451	$328.48	$6,929.68
O-2	over 2	$5,446.20	$2,847	$328.48	$8,621.68
O-3	over 6	$7,737.00	$3,426	$328.48	$11,491.48
O-4	over 12	$9,888.30	$3,747	$328.48	$13,963.78
O-5	over 18	$11,713.80	$3,978	$328.48	$16,020.28
O-6	over 24	$14,479.20	$4,011	$328.48	$18,818.68

02 · Where this rate applies

Counties

Berkshire County, MA
Hampden County, MA
Hampshire County, MA

ZIP codes (120)

01001 01002 01003 01004 01007 01008 01009 01010 01011 01012 01013 01014 01020 01021 01022 01026 01027 01028 01029 01030 01032 01033 01034 01035 01036 01038 01039 01040 01041 01050 01053 01056 01057 01059 01060 01061 01062 01063 01066 01069 01070 01071 01073 01075 01077 01079 01080 01081 01082 01084 01085 01086 01088 01089 01090 01095 01096 01097 01098 01101 01102 01103 01104 01105 01106 01107 01108 01109 01111 01115 01116 01118 01119 01128 01129 01138 01139 01144 01151 01152 01199 01201 01202 01203 01220 01222 01223 01224 01225 01226 01227 01229 01230 01235 01236 01237 01238 01240 01242 01243 01244 01245 01247 01252 01253 01254 01255 01256 01257 01258 01259 01260 01262 01263 01264 01266 01267 01270 01343 01521

BAH follows ZIP codes, so an area can cover part of a county. All housing areas