paybook
2026 · IL092 · Basic Allowance for Housing

Great Lakes Navtracen, IL BAH, 2026

An E-5 stationed here gets $2,427 a month with dependents and $1,854 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,202$1,653+$120
E-2$2,202$1,653+$120
E-3$2,202$1,653+$120
E-4$2,202$1,653+$120
E-5$2,427$1,854+$153
E-6$2,760$2,067+$132
E-7$2,853$2,211+$117
E-8$2,955$2,499+$111
E-9$3,120$2,592+$102
W-1$2,778$2,133+$129
W-2$2,895$2,496+$114
W-3$3,021$2,604+$102
W-4$3,156$2,778+$99
W-5$3,327$2,874+$99
O-1E$2,871$2,424+$120
O-2E$3,000$2,571+$99
O-3E$3,183$2,751+$102
O-1$2,475$1,977+$153
O-2$2,757$2,355+$132
O-3$3,018$2,637+$102
O-4$3,381$2,853+$96
O-5$3,645$2,907+$102
O-6$3,675$3,000+$99
O-7$3,702$3,051+$99
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (IL092).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,202$476.95$5,086.15
E-3over 2$3,015.00$2,202$476.95$5,693.95
E-4over 3$3,482.40$2,202$476.95$6,161.35
E-5over 6$4,110.00$2,427$476.95$7,013.95
E-6over 10$4,759.50$2,760$476.95$7,996.45
E-7over 14$5,835.00$2,853$476.95$9,164.95
E-8over 18$6,811.20$2,955$476.95$10,243.15
E-9over 22$8,423.10$3,120$476.95$12,020.05
W-2over 10$6,282.60$2,895$328.48$9,506.08
O-1under 2$4,150.20$2,475$328.48$6,953.68
O-2over 2$5,446.20$2,757$328.48$8,531.68
O-3over 6$7,737.00$3,018$328.48$11,083.48
O-4over 12$9,888.30$3,381$328.48$13,597.78
O-5over 18$11,713.80$3,645$328.48$15,687.28
O-6over 24$14,479.20$3,675$328.48$18,482.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas