paybook
2026 · KY339 · Basic Allowance for Housing

Frankfort, KY BAH, 2026

An E-5 stationed here gets $1,410 a month with dependents and $1,104 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,287$1,011+$120
E-2$1,287$1,011+$120
E-3$1,287$1,011+$120
E-4$1,287$1,011+$120
E-5$1,410$1,104+$177
E-6$1,815$1,362+$246
E-7$1,932$1,449+$228
E-8$2,058$1,545+$210
E-9$2,148$1,611+$192
W-1$1,836$1,377+$249
W-2$1,983$1,491+$219
W-3$2,136$1,626+$195
W-4$2,151$1,839+$189
W-5$2,175$1,959+$186
O-1E$1,953$1,464+$228
O-2E$2,115$1,587+$198
O-3E$2,154$1,809+$189
O-1$1,464$1,164+$186
O-2$1,812$1,452+$246
O-3$2,133$1,665+$195
O-4$2,178$1,935+$186
O-5$2,199$2,001+$174
O-6$2,214$2,115+$174
O-7$2,226$2,151+$174
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (KY339).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,287$476.95$4,171.15
E-3over 2$3,015.00$1,287$476.95$4,778.95
E-4over 3$3,482.40$1,287$476.95$5,246.35
E-5over 6$4,110.00$1,410$476.95$5,996.95
E-6over 10$4,759.50$1,815$476.95$7,051.45
E-7over 14$5,835.00$1,932$476.95$8,243.95
E-8over 18$6,811.20$2,058$476.95$9,346.15
E-9over 22$8,423.10$2,148$476.95$11,048.05
W-2over 10$6,282.60$1,983$328.48$8,594.08
O-1under 2$4,150.20$1,464$328.48$5,942.68
O-2over 2$5,446.20$1,812$328.48$7,586.68
O-3over 6$7,737.00$2,133$328.48$10,198.48
O-4over 12$9,888.30$2,178$328.48$12,394.78
O-5over 18$11,713.80$2,199$328.48$14,241.28
O-6over 24$14,479.20$2,214$328.48$17,021.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas