paybook
2026 · NY225 · Basic Allowance for Housing

Fort Drum/Watertown, NY BAH, 2026

An E-5 stationed here gets $1,665 a month with dependents and $1,422 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,569$1,356+$75
E-2$1,569$1,356+$75
E-3$1,569$1,356+$75
E-4$1,569$1,356+$75
E-5$1,665$1,422+$84
E-6$1,893$1,476+$93
E-7$2,103$1,578+$84
E-8$2,331$1,749+$75
E-9$2,526$1,896+$78
W-1$1,914$1,548+$93
W-2$2,196$1,713+$78
W-3$2,478$1,899+$69
W-4$2,544$1,938+$81
W-5$2,631$2,154+$96
O-1E$2,145$1,662+$84
O-2E$2,436$1,827+$69
O-3E$2,559$1,920+$87
O-1$1,701$1,470+$84
O-2$1,890$1,638+$93
O-3$2,469$1,902+$69
O-4$2,655$2,115+$102
O-5$2,784$2,244+$132
O-6$2,805$2,457+$132
O-7$2,823$2,496+$129
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (NY225).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,569$476.95$4,453.15
E-3over 2$3,015.00$1,569$476.95$5,060.95
E-4over 3$3,482.40$1,569$476.95$5,528.35
E-5over 6$4,110.00$1,665$476.95$6,251.95
E-6over 10$4,759.50$1,893$476.95$7,129.45
E-7over 14$5,835.00$2,103$476.95$8,414.95
E-8over 18$6,811.20$2,331$476.95$9,619.15
E-9over 22$8,423.10$2,526$476.95$11,426.05
W-2over 10$6,282.60$2,196$328.48$8,807.08
O-1under 2$4,150.20$1,701$328.48$6,179.68
O-2over 2$5,446.20$1,890$328.48$7,664.68
O-3over 6$7,737.00$2,469$328.48$10,534.48
O-4over 12$9,888.30$2,655$328.48$12,871.78
O-5over 18$11,713.80$2,784$328.48$14,826.28
O-6over 24$14,479.20$2,805$328.48$17,612.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas