paybook
2026 · AR012 · Basic Allowance for Housing

Fort Chaffee/Fort Smith, AR BAH, 2026

An E-5 stationed here gets $1,263 a month with dependents and $996 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,173$879+$51
E-2$1,173$879+$51
E-3$1,173$879+$51
E-4$1,173$879+$51
E-5$1,263$996+$30
E-6$1,680$1,260+$33
E-7$1,785$1,338+$48
E-8$1,893$1,419+$60
E-9$2,028$1,521+$72
W-1$1,701$1,278+$36
W-2$1,827$1,371+$48
W-3$1,965$1,524+$66
W-4$2,052$1,701+$75
W-5$2,166$1,809+$87
O-1E$1,803$1,353+$51
O-2E$1,944$1,458+$63
O-3E$2,070$1,674+$78
O-1$1,320$1,077+$30
O-2$1,677$1,341+$33
O-3$1,962$1,527+$66
O-4$2,199$1,785+$90
O-5$2,370$1,842+$114
O-6$2,388$1,944+$114
O-7$2,400$1,974+$111
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (AR012).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,173$476.95$4,057.15
E-3over 2$3,015.00$1,173$476.95$4,664.95
E-4over 3$3,482.40$1,173$476.95$5,132.35
E-5over 6$4,110.00$1,263$476.95$5,849.95
E-6over 10$4,759.50$1,680$476.95$6,916.45
E-7over 14$5,835.00$1,785$476.95$8,096.95
E-8over 18$6,811.20$1,893$476.95$9,181.15
E-9over 22$8,423.10$2,028$476.95$10,928.05
W-2over 10$6,282.60$1,827$328.48$8,438.08
O-1under 2$4,150.20$1,320$328.48$5,798.68
O-2over 2$5,446.20$1,677$328.48$7,451.68
O-3over 6$7,737.00$1,962$328.48$10,027.48
O-4over 12$9,888.30$2,199$328.48$12,415.78
O-5over 18$11,713.80$2,370$328.48$14,412.28
O-6over 24$14,479.20$2,388$328.48$17,195.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas