paybook
2026 · FL069 · Basic Allowance for Housing

Florida Keys, FL BAH, 2026

An E-5 stationed here gets $3,969 a month with dependents and $3,459 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,813$3,084+$78
E-2$3,813$3,084+$78
E-3$3,813$3,084+$78
E-4$3,813$3,084+$78
E-5$3,969$3,459+$57
E-6$4,056$3,672−$210
E-7$4,350$3,819−$123
E-8$4,677$3,993−$18
E-9$5,097$4,005+$39
W-1$4,074$3,771−$213
W-2$4,485$3,990−$78
W-3$4,884$4,011+$45
W-4$5,178$4,119+$36
W-5$5,529$4,425+$27
O-1E$4,413$3,966−$99
O-2E$4,827$4,002+$27
O-3E$5,232$4,044+$39
O-1$3,987$3,657+$24
O-2$4,053$3,921−$210
O-3$4,872$4,017+$42
O-4$5,655$4,374+$21
O-5$6,213$4,659+$6
O-6$6,267$4,863+$3
O-7$6,321$4,953same
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (FL069).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,813$476.95$6,697.15
E-3over 2$3,015.00$3,813$476.95$7,304.95
E-4over 3$3,482.40$3,813$476.95$7,772.35
E-5over 6$4,110.00$3,969$476.95$8,555.95
E-6over 10$4,759.50$4,056$476.95$9,292.45
E-7over 14$5,835.00$4,350$476.95$10,661.95
E-8over 18$6,811.20$4,677$476.95$11,965.15
E-9over 22$8,423.10$5,097$476.95$13,997.05
W-2over 10$6,282.60$4,485$328.48$11,096.08
O-1under 2$4,150.20$3,987$328.48$8,465.68
O-2over 2$5,446.20$4,053$328.48$9,827.68
O-3over 6$7,737.00$4,872$328.48$12,937.48
O-4over 12$9,888.30$5,655$328.48$15,871.78
O-5over 18$11,713.80$6,213$328.48$18,255.28
O-6over 24$14,479.20$6,267$328.48$21,074.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

Counties

  • Monroe County, FL

ZIP codes (12)

33001 33036 33037 33040 33041 33042 33043 33045 33050 33051 33052 33070

BAH follows ZIP codes, so an area can cover part of a county. All housing areas