paybook
2026 · MA123 · Basic Allowance for Housing

Fitchburg, MA BAH, 2026

An E-5 stationed here gets $3,093 a month with dependents and $2,763 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,024$2,415+$63
E-2$3,024$2,415+$63
E-3$3,024$2,415+$63
E-4$3,024$2,415+$63
E-5$3,093$2,763+$33
E-6$3,468$2,952+$27
E-7$3,687$3,021+$63
E-8$3,918$3,174+$96
E-9$4,212$3,279+$129
W-1$3,492$3,012+$30
W-2$3,780$3,171+$75
W-3$4,068$3,294+$120
W-4$4,266$3,516+$132
W-5$4,506$3,738+$147
O-1E$3,729$3,090+$72
O-2E$4,026$3,255+$111
O-3E$4,302$3,462+$135
O-1$3,147$2,949+$33
O-2$3,465$3,075+$27
O-3$4,059$3,330+$117
O-4$4,587$3,699+$150
O-5$4,965$3,831+$180
O-6$5,010$4,047+$183
O-7$5,049$4,119+$180
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MA123).
01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,024$476.95$5,908.15
E-3over 2$3,015.00$3,024$476.95$6,515.95
E-4over 3$3,482.40$3,024$476.95$6,983.35
E-5over 6$4,110.00$3,093$476.95$7,679.95
E-6over 10$4,759.50$3,468$476.95$8,704.45
E-7over 14$5,835.00$3,687$476.95$9,998.95
E-8over 18$6,811.20$3,918$476.95$11,206.15
E-9over 22$8,423.10$4,212$476.95$13,112.05
W-2over 10$6,282.60$3,780$328.48$10,391.08
O-1under 2$4,150.20$3,147$328.48$7,625.68
O-2over 2$5,446.20$3,465$328.48$9,239.68
O-3over 6$7,737.00$4,059$328.48$12,124.48
O-4over 12$9,888.30$4,587$328.48$14,803.78
O-5over 18$11,713.80$4,965$328.48$17,007.28
O-6over 24$14,479.20$5,010$328.48$19,817.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas