paybook
2026 · ND189 · Basic Allowance for Housing

Fargo, ND BAH, 2026

An E-5 stationed here gets $1,707 a month with dependents and $1,281 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,521$1,206+$189
E-2$1,521$1,206+$189
E-3$1,521$1,206+$189
E-4$1,521$1,206+$189
E-5$1,707$1,281+$198
E-6$2,337$1,752+$222
E-7$2,400$1,800+$228
E-8$2,466$1,851+$240
E-9$2,574$2,022+$261
W-1$2,358$1,770+$222
W-2$2,427$1,833+$234
W-3$2,514$2,046+$249
W-4$2,598$2,346+$264
W-5$2,706$2,415+$285
O-1E$2,409$1,806+$234
O-2E$2,499$1,980+$243
O-3E$2,613$2,331+$267
O-1$1,785$1,338+$198
O-2$2,328$1,803+$219
O-3$2,511$2,106+$249
O-4$2,739$2,397+$291
O-5$2,904$2,430+$327
O-6$2,925$2,490+$327
O-7$2,946$2,532+$330
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (ND189).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,521$476.95$4,405.15
E-3over 2$3,015.00$1,521$476.95$5,012.95
E-4over 3$3,482.40$1,521$476.95$5,480.35
E-5over 6$4,110.00$1,707$476.95$6,293.95
E-6over 10$4,759.50$2,337$476.95$7,573.45
E-7over 14$5,835.00$2,400$476.95$8,711.95
E-8over 18$6,811.20$2,466$476.95$9,754.15
E-9over 22$8,423.10$2,574$476.95$11,474.05
W-2over 10$6,282.60$2,427$328.48$9,038.08
O-1under 2$4,150.20$1,785$328.48$6,263.68
O-2over 2$5,446.20$2,328$328.48$8,102.68
O-3over 6$7,737.00$2,511$328.48$10,576.48
O-4over 12$9,888.30$2,739$328.48$12,955.78
O-5over 18$11,713.80$2,904$328.48$14,946.28
O-6over 24$14,479.20$2,925$328.48$17,732.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas