paybook
2026 · MA125 · Basic Allowance for Housing

Essex Co, MA BAH, 2026

An E-5 stationed here gets $3,477 a month with dependents and $2,910 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$3,282$2,589+$174
E-2$3,282$2,589+$174
E-3$3,282$2,589+$174
E-4$3,282$2,589+$174
E-5$3,477$2,910+$171
E-6$3,744$3,102+$114
E-7$4,032$3,288+$201
E-8$4,344$3,537+$294
E-9$4,755$3,606+$378
W-1$3,765$3,225+$114
W-2$4,158$3,534+$237
W-3$4,545$3,618+$354
W-4$4,833$3,807+$384
W-5$5,181$4,101+$426
O-1E$4,089$3,474+$219
O-2E$4,488$3,591+$336
O-3E$4,887$3,735+$393
O-1$3,516$3,084+$165
O-2$3,741$3,417+$114
O-3$4,533$3,642+$351
O-4$5,301$4,053+$435
O-5$5,853$4,389+$504
O-6$5,904$4,524+$504
O-7$5,952$4,605+$507
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MA125).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$3,282$476.95$6,166.15
E-3over 2$3,015.00$3,282$476.95$6,773.95
E-4over 3$3,482.40$3,282$476.95$7,241.35
E-5over 6$4,110.00$3,477$476.95$8,063.95
E-6over 10$4,759.50$3,744$476.95$8,980.45
E-7over 14$5,835.00$4,032$476.95$10,343.95
E-8over 18$6,811.20$4,344$476.95$11,632.15
E-9over 22$8,423.10$4,755$476.95$13,655.05
W-2over 10$6,282.60$4,158$328.48$10,769.08
O-1under 2$4,150.20$3,516$328.48$7,994.68
O-2over 2$5,446.20$3,741$328.48$9,515.68
O-3over 6$7,737.00$4,533$328.48$12,598.48
O-4over 12$9,888.30$5,301$328.48$15,517.78
O-5over 18$11,713.80$5,853$328.48$17,895.28
O-6over 24$14,479.20$5,904$328.48$20,711.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas