paybook
2026 · CA420 · Basic Allowance for Housing

El Centro, CA BAH, 2026

An E-5 stationed here gets $1,986 a month with dependents and $1,704 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,905$1,500−$15
E-2$1,905$1,500−$15
E-3$1,905$1,500−$15
E-4$1,905$1,500−$15
E-5$1,986$1,704−$9
E-6$2,151$1,824+$15
E-7$2,334$1,905+$30
E-8$2,541$2,025+$54
E-9$2,721$2,061+$54
W-1$2,166$1,890+$15
W-2$2,418$2,022+$39
W-3$2,673$2,070+$63
W-4$2,739$2,187+$51
W-5$2,823$2,382+$36
O-1E$2,373$1,983+$39
O-2E$2,634$2,052+$57
O-3E$2,751$2,139+$48
O-1$2,013$1,818−$6
O-2$2,148$1,962+$15
O-3$2,664$2,085+$63
O-4$2,847$2,346+$30
O-5$2,976$2,460+$12
O-6$2,997$2,652+$6
O-7$3,018$2,697+$6
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (CA420).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,905$476.95$4,789.15
E-3over 2$3,015.00$1,905$476.95$5,396.95
E-4over 3$3,482.40$1,905$476.95$5,864.35
E-5over 6$4,110.00$1,986$476.95$6,572.95
E-6over 10$4,759.50$2,151$476.95$7,387.45
E-7over 14$5,835.00$2,334$476.95$8,645.95
E-8over 18$6,811.20$2,541$476.95$9,829.15
E-9over 22$8,423.10$2,721$476.95$11,621.05
W-2over 10$6,282.60$2,418$328.48$9,029.08
O-1under 2$4,150.20$2,013$328.48$6,491.68
O-2over 2$5,446.20$2,148$328.48$7,922.68
O-3over 6$7,737.00$2,664$328.48$10,729.48
O-4over 12$9,888.30$2,847$328.48$13,063.78
O-5over 18$11,713.80$2,976$328.48$15,018.28
O-6over 24$14,479.20$2,997$328.48$17,804.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas