2026 · MD432 · Basic Allowance for Housing

Eastern Shore, MD BAH, 2026

An E-5 stationed here gets $2,121 a month with dependents and $1,761 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MD432).
Grade	With dependents	Without	vs 2025 (with)
E-1	$1,989	$1,602	+$63
E-2	$1,989	$1,602	+$63
E-3	$1,989	$1,602	+$63
E-4	$1,989	$1,602	+$63
E-5	$2,121	$1,761	+$102
E-6	$2,313	$1,866	+$84
E-7	$2,346	$1,992	+$75
E-8	$2,382	$2,166	+$63
E-9	$2,472	$2,214	+$57
W-1	$2,331	$1,956	+$87
W-2	$2,358	$2,163	+$66
W-3	$2,409	$2,223	+$57
W-4	$2,496	$2,313	+$54
W-5	$2,610	$2,352	+$54
O-1E	$2,349	$2,118	+$75
O-2E	$2,397	$2,202	+$54
O-3E	$2,514	$2,304	+$57
O-1	$2,151	$1,854	+$99
O-2	$2,310	$2,082	+$84
O-3	$2,406	$2,238	+$57
O-4	$2,643	$2,337	+$51
O-5	$2,820	$2,355	+$60
O-6	$2,841	$2,385	+$57
O-7	$2,859	$2,424	+$54

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$1,989	$476.95	$4,873.15
E-3	over 2	$3,015.00	$1,989	$476.95	$5,480.95
E-4	over 3	$3,482.40	$1,989	$476.95	$5,948.35
E-5	over 6	$4,110.00	$2,121	$476.95	$6,707.95
E-6	over 10	$4,759.50	$2,313	$476.95	$7,549.45
E-7	over 14	$5,835.00	$2,346	$476.95	$8,657.95
E-8	over 18	$6,811.20	$2,382	$476.95	$9,670.15
E-9	over 22	$8,423.10	$2,472	$476.95	$11,372.05
W-2	over 10	$6,282.60	$2,358	$328.48	$8,969.08
O-1	under 2	$4,150.20	$2,151	$328.48	$6,629.68
O-2	over 2	$5,446.20	$2,310	$328.48	$8,084.68
O-3	over 6	$7,737.00	$2,406	$328.48	$10,471.48
O-4	over 12	$9,888.30	$2,643	$328.48	$12,859.78
O-5	over 18	$11,713.80	$2,820	$328.48	$14,862.28
O-6	over 24	$14,479.20	$2,841	$328.48	$17,648.68

02 · Where this rate applies

Counties

Accomack County, VA
Northampton County, VA
Somerset County, MD
Wicomico County, MD
Worcester County, MD

ZIP codes (97)

21801 21802 21803 21804 21810 21811 21813 21814 21817 21821 21822 21824 21826 21829 21830 21836 21837 21838 21840 21841 21842 21843 21849 21850 21851 21852 21853 21856 21857 21861 21862 21863 21864 21865 21866 21867 21871 21872 21874 21875 21890 23301 23302 23303 23306 23307 23308 23310 23313 23316 23336 23337 23341 23345 23347 23350 23354 23356 23357 23358 23359 23389 23395 23396 23398 23399 23401 23404 23405 23407 23408 23409 23410 23412 23413 23414 23415 23416 23417 23418 23419 23420 23421 23422 23423 23426 23427 23429 23440 23441 23442 23443 23480 23482 23483 23486 23488

BAH follows ZIP codes, so an area can cover part of a county. All housing areas