paybook
2026 · MN158 · Basic Allowance for Housing

Duluth, MN BAH, 2026

An E-5 stationed here gets $2,064 a month with dependents and $1,653 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,917$1,455+$75
E-2$1,917$1,455+$75
E-3$1,917$1,455+$75
E-4$1,917$1,455+$75
E-5$2,064$1,653+$90
E-6$2,334$1,782+$213
E-7$2,355$1,923+$198
E-8$2,364$2,124+$171
E-9$2,433$2,196+$153
W-1$2,352$1,878+$216
W-2$2,361$2,121+$189
W-3$2,373$2,208+$150
W-4$2,457$2,328+$150
W-5$2,583$2,343+$171
O-1E$2,358$2,061+$198
O-2E$2,367$2,181+$153
O-3E$2,478$2,325+$159
O-1$2,106$1,767+$105
O-2$2,331$2,019+$213
O-3$2,370$2,232+$150
O-4$2,619$2,331+$174
O-5$2,808$2,346+$204
O-6$2,829$2,349+$204
O-7$2,847$2,376+$201
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MN158).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,917$476.95$4,801.15
E-3over 2$3,015.00$1,917$476.95$5,408.95
E-4over 3$3,482.40$1,917$476.95$5,876.35
E-5over 6$4,110.00$2,064$476.95$6,650.95
E-6over 10$4,759.50$2,334$476.95$7,570.45
E-7over 14$5,835.00$2,355$476.95$8,666.95
E-8over 18$6,811.20$2,364$476.95$9,652.15
E-9over 22$8,423.10$2,433$476.95$11,333.05
W-2over 10$6,282.60$2,361$328.48$8,972.08
O-1under 2$4,150.20$2,106$328.48$6,584.68
O-2over 2$5,446.20$2,331$328.48$8,105.68
O-3over 6$7,737.00$2,370$328.48$10,435.48
O-4over 12$9,888.30$2,619$328.48$12,835.78
O-5over 18$11,713.80$2,808$328.48$14,850.28
O-6over 24$14,479.20$2,829$328.48$17,636.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas