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2026 · IA082 · Basic Allowance for Housing

Des Moines, IA BAH, 2026

An E-5 stationed here gets $1,770 a month with dependents and $1,359 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,593$1,284+$168
E-2$1,593$1,284+$168
E-3$1,593$1,284+$168
E-4$1,593$1,284+$168
E-5$1,770$1,359+$141
E-6$2,208$1,656+$153
E-7$2,292$1,719+$156
E-8$2,379$1,863+$159
E-9$2,511$1,989+$165
W-1$2,229$1,674+$153
W-2$2,328$1,860+$156
W-3$2,436$2,007+$162
W-4$2,538$2,223+$162
W-5$2,667$2,310+$168
O-1E$2,304$1,767+$156
O-2E$2,418$1,962+$156
O-3E$2,559$2,202+$168
O-1$1,830$1,413+$144
O-2$2,205$1,722+$153
O-3$2,433$2,049+$162
O-4$2,706$2,289+$168
O-5$2,904$2,334+$180
O-6$2,925$2,415+$180
O-7$2,943$2,454+$177
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (IA082).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,593$476.95$4,477.15
E-3over 2$3,015.00$1,593$476.95$5,084.95
E-4over 3$3,482.40$1,593$476.95$5,552.35
E-5over 6$4,110.00$1,770$476.95$6,356.95
E-6over 10$4,759.50$2,208$476.95$7,444.45
E-7over 14$5,835.00$2,292$476.95$8,603.95
E-8over 18$6,811.20$2,379$476.95$9,667.15
E-9over 22$8,423.10$2,511$476.95$11,411.05
W-2over 10$6,282.60$2,328$328.48$8,939.08
O-1under 2$4,150.20$1,830$328.48$6,308.68
O-2over 2$5,446.20$2,205$328.48$7,979.68
O-3over 6$7,737.00$2,433$328.48$10,498.48
O-4over 12$9,888.30$2,706$328.48$12,922.78
O-5over 18$11,713.80$2,904$328.48$14,946.28
O-6over 24$14,479.20$2,925$328.48$17,732.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas