paybook
2026 · CO045 · Basic Allowance for Housing

Denver, CO BAH, 2026

An E-5 stationed here gets $2,841 a month with dependents and $2,148 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$2,556$1,938−$24
E-2$2,556$1,938−$24
E-3$2,556$1,938−$24
E-4$2,556$1,938−$24
E-5$2,841$2,148−$18
E-6$3,063$2,301−$33
E-7$3,114$2,568−$18
E-8$3,168$2,889same
E-9$3,267$2,946+$9
W-1$3,081$2,463−$33
W-2$3,135$2,886−$12
W-3$3,210$2,958+$12
W-4$3,288$3,066+$3
W-5$3,396$3,126−$3
O-1E$3,120$2,838−$15
O-2E$3,195$2,934+$6
O-3E$3,306$3,054+$6
O-1$2,874$2,268−$21
O-2$3,060$2,748−$33
O-3$3,207$2,979+$12
O-4$3,426$3,108−$9
O-5$3,588$3,135−$15
O-6$3,615$3,186−$18
O-7$3,642$3,240−$21
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (CO045).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$2,556$476.95$5,440.15
E-3over 2$3,015.00$2,556$476.95$6,047.95
E-4over 3$3,482.40$2,556$476.95$6,515.35
E-5over 6$4,110.00$2,841$476.95$7,427.95
E-6over 10$4,759.50$3,063$476.95$8,299.45
E-7over 14$5,835.00$3,114$476.95$9,425.95
E-8over 18$6,811.20$3,168$476.95$10,456.15
E-9over 22$8,423.10$3,267$476.95$12,167.05
W-2over 10$6,282.60$3,135$328.48$9,746.08
O-1under 2$4,150.20$2,874$328.48$7,352.68
O-2over 2$5,446.20$3,060$328.48$8,834.68
O-3over 6$7,737.00$3,207$328.48$11,272.48
O-4over 12$9,888.30$3,426$328.48$13,642.78
O-5over 18$11,713.80$3,588$328.48$15,630.28
O-6over 24$14,479.20$3,615$328.48$18,422.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas