paybook
2026 · MO165 · Basic Allowance for Housing

Columbia/Jefferson City, MO BAH, 2026

An E-5 stationed here gets $1,377 a month with dependents and $1,161 without. BAH is tax-free and paid on top of basic pay.

GradeWith dependentsWithoutvs 2025 (with)
E-1$1,284$1,134+$96
E-2$1,284$1,134+$96
E-3$1,284$1,134+$96
E-4$1,284$1,134+$96
E-5$1,377$1,161+$120
E-6$1,623$1,215+$162
E-7$1,803$1,353+$138
E-8$2,001$1,500+$117
E-9$2,199$1,650+$108
W-1$1,644$1,266+$165
W-2$1,884$1,428+$129
W-3$2,127$1,653+$99
W-4$2,226$1,689+$108
W-5$2,352$1,848+$120
O-1E$1,839$1,380+$138
O-2E$2,091$1,569+$102
O-3E$2,247$1,686+$114
O-1$1,413$1,191+$123
O-2$1,620$1,356+$162
O-3$2,118$1,656+$99
O-4$2,391$1,812+$123
O-5$2,583$1,938+$147
O-6$2,604$2,106+$150
O-7$2,619$2,139+$147
Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (MO165).

See full pay here with basic pay and BAS

01 · Total monthly pay here
RankYearsBasic payBAHBASTotal a month
E-1under 2$2,407.20$1,284$476.95$4,168.15
E-3over 2$3,015.00$1,284$476.95$4,775.95
E-4over 3$3,482.40$1,284$476.95$5,243.35
E-5over 6$4,110.00$1,377$476.95$5,963.95
E-6over 10$4,759.50$1,623$476.95$6,859.45
E-7over 14$5,835.00$1,803$476.95$8,114.95
E-8over 18$6,811.20$2,001$476.95$9,289.15
E-9over 22$8,423.10$2,199$476.95$11,099.05
W-2over 10$6,282.60$1,884$328.48$8,495.08
O-1under 2$4,150.20$1,413$328.48$5,891.68
O-2over 2$5,446.20$1,620$328.48$7,394.68
O-3over 6$7,737.00$2,118$328.48$10,183.48
O-4over 12$9,888.30$2,391$328.48$12,607.78
O-5over 18$11,713.80$2,583$328.48$14,625.28
O-6over 24$14,479.20$2,604$328.48$17,411.68
2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
02 · Where this rate applies

BAH follows ZIP codes, so an area can cover part of a county. All housing areas