2026 · OH228 · Basic Allowance for Housing

Cincinnati, OH BAH, 2026

An E-5 stationed here gets $2,283 a month with dependents and $1,713 without. BAH is tax-free and paid on top of basic pay.

Monthly rates effective January 1, 2026. O-8 and above get the O-7 rate. Source: DTMO BAH rate files (OH228).
Grade	With dependents	Without	vs 2025 (with)
E-1	$2,031	$1,524	+$96
E-2	$2,031	$1,524	+$96
E-3	$2,031	$1,524	+$96
E-4	$2,031	$1,524	+$96
E-5	$2,283	$1,713	+$129
E-6	$2,526	$1,893	+$174
E-7	$2,553	$2,040	+$180
E-8	$2,583	$2,337	+$198
E-9	$2,676	$2,400	+$201
W-1	$2,544	$1,953	+$174
W-2	$2,565	$2,334	+$186
W-3	$2,607	$2,412	+$204
W-4	$2,703	$2,523	+$195
W-5	$2,829	$2,559	+$189
O-1E	$2,556	$2,280	+$180
O-2E	$2,595	$2,385	+$198
O-3E	$2,724	$2,517	+$198
O-1	$2,322	$1,776	+$135
O-2	$2,523	$2,202	+$174
O-3	$2,604	$2,433	+$204
O-4	$2,868	$2,544	+$186
O-5	$3,060	$2,562	+$177
O-6	$3,084	$2,583	+$174
O-7	$3,105	$2,625	+$174

See full pay here with basic pay and BAS

01 · Total monthly pay here

2026 rates, with dependents, at a typical point in a career. BAH and BAS are tax-free. Special pays (flight, sea, hazardous duty) aren't included. Change rank, years or dependents in the calculator.
Rank	Years	Basic pay	BAH	BAS	Total a month
E-1	under 2	$2,407.20	$2,031	$476.95	$4,915.15
E-3	over 2	$3,015.00	$2,031	$476.95	$5,522.95
E-4	over 3	$3,482.40	$2,031	$476.95	$5,990.35
E-5	over 6	$4,110.00	$2,283	$476.95	$6,869.95
E-6	over 10	$4,759.50	$2,526	$476.95	$7,762.45
E-7	over 14	$5,835.00	$2,553	$476.95	$8,864.95
E-8	over 18	$6,811.20	$2,583	$476.95	$9,871.15
E-9	over 22	$8,423.10	$2,676	$476.95	$11,576.05
W-2	over 10	$6,282.60	$2,565	$328.48	$9,176.08
O-1	under 2	$4,150.20	$2,322	$328.48	$6,800.68
O-2	over 2	$5,446.20	$2,523	$328.48	$8,297.68
O-3	over 6	$7,737.00	$2,604	$328.48	$10,669.48
O-4	over 12	$9,888.30	$2,868	$328.48	$13,084.78
O-5	over 18	$11,713.80	$3,060	$328.48	$15,102.28
O-6	over 24	$14,479.20	$3,084	$328.48	$17,891.68

02 · Where this rate applies

Counties

Butler County, OH
Hamilton County, OH

ZIP codes (100)

45001 45002 45003 45004 45011 45012 45013 45014 45015 45018 45030 45033 45041 45042 45044 45050 45051 45052 45053 45055 45056 45061 45062 45063 45064 45067 45069 45071 45111 45174 45201 45202 45203 45204 45205 45206 45207 45208 45209 45211 45212 45213 45214 45215 45216 45217 45218 45219 45220 45221 45222 45223 45224 45225 45226 45227 45229 45230 45231 45232 45233 45234 45235 45236 45237 45238 45239 45240 45241 45242 45243 45244 45246 45247 45248 45249 45250 45251 45252 45253 45254 45255 45258 45262 45263 45264 45267 45268 45269 45270 45271 45273 45274 45275 45277 45280 45296 45298 45299 45999

BAH follows ZIP codes, so an area can cover part of a county. All housing areas